Osceola County property record for 4125 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,242 sqft Heated Area |
| Lot Size | 212,703 sqft (4.88 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $755,000 (2025) |
| Tax Bill | $4,702.00 (2025) |
| Primary APN | 99465 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,242 sqft Heated Area |
| Gross Area | 3,660 sqft Gross Area |
| 1st Floor | 2,242 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Precast Concrete Panel Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 212,703 sqft (4.88 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 2,100 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 128 sqft Shed |
| Deck Area | 324 sqft Deck |
| Porch | Open Porch |
| Porch Area | 588 sqft Porch |
| Utility Building | 324 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 99465 |
|---|---|
| Street Address | 4125 PACKARD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7315 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 32 LOT 38 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 43205 |
Source: Osceola County records · APN 99465
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4819 BIG OAKS LN, ORLANDO, FL 32806-7826 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Aug 13, 2025 | Warranty Deed, Transfer SMART INT'L TITLE LLC, SMART INTL TITLE LLC |
| Oct 27, 2017 | Deed of Trust, Mortgage TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2018 · Amount on Record |
| Deed Doc Number | 2025100730 |
| Deed Book / Page | 6834 / 246 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 13, 2025 |
| Property Address | 4125 PACKARD AVE, SAINT CLOUD, FL 34772-7315 |
| Document Number | 0068340246 |
| Book / Page | 6834 / 246 |
| Map Reference | MB B PG 32 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025100730 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | SMART INT'L TITLE LLC, SMART INTL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1880 LORRAINE WAY, SAINT CLOUD, FL 34769-5555 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4819 BIG OAKS LN, ORLANDO, FL 32806-7826 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4125 PACKARD AVE, SAINT CLOUD, FL 34772-7315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052310923 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 5231/0923 |
| Instrument | 2017154809 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,702.00 (+7.03%) Homeowner's exemption | $328,842 (+5.99%) | $546,000 (+16.27%) Land $219,700 Building $326,300 |
| 2023 | $4,393.00 (+3.98%) Homeowner's exemption | $310,267 (+3%) | $469,600 (+9.9%) Land $156,300 Building $313,300 |
| 2022 | $4,225.00 Homeowner's exemption | $301,231 | $427,300 Land $156,300 Building $271,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 307 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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