4145 Oconnell St, Indian Trail, NC 28079 Property Records

Union County property record for 4145 Oconnell St, Indian Trail, NC 28079 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 3,250 sqft · built 2013
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Mar 2021)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-300-208`

Property Details

APN / Parcel Number

Primary APN	`08-300-208`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,250 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4145 OCONNELL ST
City	INDIAN TRAIL
State	NC
Zip	28079-6792
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#18-C GLENDALOUGH PH3B OPCL720
Legal Subdivision	GLENDALOUGH
Legal Lot Number	18
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1014
Census Tract	20205

Owner

Source: Union County records · APN 08-300-208

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4145 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 07, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2021 · Amount on Record
Deed Sale	Mar 03, 2021 · Amount on Record
Prior Sale	Nov 07, 2017 · Amount on Record
Deed Document Number	20219923
Deed Book / Page	8011 / 95
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 03, 2021
Property Address	4145 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	0000801195
Book / Page	8011 / 95
Map Reference	CAB L FILE 720&721
Instrument Date	Mar 03, 2021
Instrument	9923
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7279 VT ROUTE 14, 7279, IRASBURG, VT 05845-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OCONNELL ST, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	0000009924
Date	Mar 03, 2021
Instrument	9924

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 07, 2017
Property Address	4145 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	0007048730
Book / Page	7048 / 730
Map Reference	CAB L FILE 720-721
Instrument Date	Nov 04, 2017
Instrument	0032777
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 ALICE FLAGG LN APT 203, 4000, INDIAN TRAIL, NC 28079-8423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 OCONNELL ST, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	0000032778
Date	Nov 07, 2017
Instrument	0032778

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+36.24%)	$554,800 (+69.92%) Land $82,600 Building $472,200	$554,800 (+69.92%) Land $82,600 Building $472,200
2023	$3,560.00	$326,500 Land $57,800 Building $268,700	$326,500 Land $57,800 Building $268,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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