4134 Oconnell St, Indian Trail, NC 28079 Property Records

Union County property record for 4134 Oconnell St, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,411 sqft · built 2013
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Apr 2019)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-300-226`

Property Details

APN / Parcel Number

Primary APN	`08-300-226`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,411 sqft Living Area
1st Floor Area	1,095 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4134 OCONNELL ST
City	INDIAN TRAIL
State	NC
Zip	28079-6792
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CD MONROE
Legal Description	LOT 36-C GLENDALOUGH PH3B OPCL720
Legal Subdivision	GLENDALOUGH
Legal Lot Number	36-C
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1014
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4134 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 24, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	201910652
Deed Book / Page	7355 / 497
Last Transfer Date	Dec 30, 2021
Transfer Doc	0008372393
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 13, 2022
Property Address	4134 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	0008372393
Book / Page	8372 / 393
Map Reference	CAB L FILE 720&721
Instrument Date	Dec 30, 2021
Instrument	1620
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4134 OCONNELL ST, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	0000001621
Date	Jan 13, 2022
Instrument	1621

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 24, 2019
Property Address	4134 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	7355497
Book / Page	007355 / 000497
Instrument Date	Apr 23, 2019
Instrument	10652
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	MASTER TITLE AGENCY, MASTER TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4134 OCONNELL ST INDIAN TRAIL NC 280796792, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	7355499
Date	Apr 24, 2019
Book Page	007355/000499
Instrument	10653

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 23, 2039

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4134 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number	7000240
Book / Page	007000 / 000240
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4134 OCONNELL ST INDIAN TRAIL NC 280796792, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number	7000240
Date	Aug 23, 2017
Book Page	007000/000240
Instrument	24601

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,000 (-) Land $82,600 Building $357,400	$440,000 (-) Land $82,600 Building $357,400
2025	$3,846.00 (+24.06%)	$440,000 (+54.77%) Land $82,600 Building $357,400	$440,000 (+54.77%) Land $82,600 Building $357,400
2023	$3,100.00	$284,300 Land $57,800 Building $226,500	$284,300 Land $57,800 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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