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4157 Oconnell St, Indian Trail, NC 28079 Property Records

Union County property record for 4157 Oconnell St, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,384 sqft · built 2013
Lot Size0.211 acres (9,191 sqft)
Owner2 Individual Names on File
Last Sale$254,000 (Aug 2017)
Tax Bill$4,047 (2025)
Deeds & MortgagesOct 2023 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-300-205

Property Details

APN / Parcel Number

Primary APN08-300-205

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,384 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area9,191 sqft (0.211 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address4157 OCONNELL ST
CityINDIAN TRAIL
StateNC
Zip28079-6792
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCD MONROE
Legal DescriptionLOT#15-C GLENDALOUGH PH3B OPCL720
Legal SubdivisionGLENDALOUGH
Legal Lot Number15
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group1
Census Block1014
Census Tract20205

Owner

Source: Union County assessment roll, APN 08-300-205, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 31, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Aug 08, 2017Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2017 · Amount on Record
Deed SaleAug 08, 2017 · Amount on Record
Prior SaleDec 15, 2015 · Amount on Record
Deed Document Number201722862
Deed Book / Page6990 / 300
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyTITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000879455
DateOct 10, 2023
Book Page8794/55
Instrument24595
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8274605
DateOct 11, 2021
Book Page8274/605
Instrument48411
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number757864
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4157 OCONNELL ST INDIAN TRAIL NC 280796792, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number757864
DateFeb 04, 2020
Book Page007578/000064
Instrument3853
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 03, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 08, 2017
Property Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792
Document Number0006990300
Book / Page6990 / 300
Map ReferenceCAB L FILE 720&721
Instrument DateAug 07, 2017
Instrument0022862
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$508.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10044 MARKUS DR, 10044, MINT HILL, NC 28227-4372

Transferred To (Grantee/Buyer)

NameVerified Name
Address4157 OCONNELL ST, INDIAN TRAIL, NC 28079-6792

Mortgage

Document Number0000022863
DateAug 08, 2017
Instrument0022863
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00 (+30.67%)$463,000 (+63.03%) Land $82,600 Building $380,400$463,000 (+63.03%) Land $82,600 Building $380,400
2023$3,097.00$284,000 Land $57,800 Building $226,200$284,000 Land $57,800 Building $226,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 208 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Uniti Group.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0190413, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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