41437 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41437 Silver Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,995 sqft · built 1997
Lot Size	1.22 acres (53,281 sqft)
Owner	Individual Name on Record
Last Sale	$762,500 (May 2024)
Tax Bill	$6,126 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-18-26-0300-00H-01500`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00H-01500`
Alternative APN	`1798884`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft
Basement Area	1,995 sqft
Finished Basement	1,995 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	53,281 sqft (1.22 acres)
Lot Dimensions	218 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	312 sqft
Porch	Open Porch
Porch Area	1,280 sqft
Patio Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1798884
Street Address	41437 SILVER DR
City	UMATILLA
State	FL
Zip	32784-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER BEACH HEIGHTS PB 14 PG 25 LOT 15 BLOCK H AND ALL OF THE FIRST PARTY OF OFFICIAL RECORD BOOK 3587 PAGE 1847 INTEREST IN
Legal Range	26E
Legal Township	18S
Legal Section	01
Legal Subdivision	EDGE
Legal Tract	300
Legal Block	H
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41437 SILVER DR, UMATILLA, FL 32784-7407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit THE WILLIAM A WATSON REVOCABLE LIVING TR
Jul 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	2024050703
Deed Book / Page	6325 / 820
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41437 SILVER DR, UMATILLA, FL 32784-7407
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41437 SILVER DR, UMATILLA, FL 32784-7407

Mortgage

Document Number	0057751393
Date	Aug 18, 2021
Book Page	5775/1393
Instrument	2021114009

Lender

Name	THE WILLIAM A WATSON REVOCABLE LIVING TR
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 20, 2021
Property Address	41437 SILVER DR, UMATILLA, FL 32784-7407
Document Number	0057551605
Book / Page	5755 / 1605
Map Reference	MB 14 PG 25
Instrument Date	Jul 19, 2021
Instrument	2021099957
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 ABACUS AVE, ORMOND BEACH, FL 32174-1047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41437 SILVER DR, UMATILLA, FL 32784-7407

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41437 SILVER DR, UMATILLA, FL 32784-7407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054970206
Date	Jul 2, 2020
Book Page	5497/206
Instrument	2020070763

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 7, 2018
Property Address	41437 SILVER DR, UMATILLA, FL 32784-7407
Document Number	0051951061
Book / Page	5195 / 1061
Map Reference	MB 14 PG 25
Instrument Date	Nov 2, 2018
Instrument	2018130759
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41437 SILVER DR, 41437, UMATILLA, FL 32784-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41437 SILVER DR, UMATILLA, FL 32784-7407

Mortgage

Document Number	2018130760
Date	Nov 7, 2018
Instrument	2018130760

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,606 (+34%) Land $125,000 Building $437,606	$562,606 (+2.61%) Land $125,000 Building $437,606
2024	$6,126.00 (+7.21%)
2023	$5,714.00 (+3.25%) Homeowner's exemption	$419,840 (+3%)	$548,279 (+34.51%) Land $125,000 Building $423,279
2022	$5,534.00 Homeowner's exemption	$407,615	$407,615 Land $85,000 Building $322,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	64.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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