41420 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41420 Silver Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,449 sqft · built 1973
Lot Size	0.337 acres (14,694 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Nov 2020)
Tax Bill	$4,931 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0300-00G-00400`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00G-00400`
Alternative APN	`1493838`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,449 sqft Living Area
1st Floor Area	1,957 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,694 sqft (0.337 acres)
Lot Dimensions	131 ft deep x 113 ft wide
Garage Type	Finished
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	440 sqft
Porch	Porch
Porch Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1493838
Street Address	41420 SILVER DR
City	UMATILLA
State	FL
Zip	32784-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER BEACH HEIGHTS LOT 4 BLK G PB 14 PG 25 ORB 5578 PG 1019
Legal Range	26E
Legal Township	18S
Legal Section	01
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Tract	300
Legal Block	G
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2007
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41420 SILVER DR, UMATILLA, FL 32784-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit INSIGHT CU
Jun 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Apr 4, 2013 · Amount on Record
Deed Document Number	2020125333
Deed Book / Page	5578 / 1019
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 6, 2020
Property Address	41420 SILVER DR, UMATILLA, FL 32784-8697
Document Number	0055781019
Book / Page	5578 / 1019
Map Reference	MB 14 PG 25
Instrument Date	Oct 27, 2020
Instrument	2020125333
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 E PINE ST APT 1812, 125, ORLANDO, FL 32801-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	41420 SILVER DR, UMATILLA, FL 32784-8697

Mortgage

Document Number	0055781021
Date	Nov 6, 2020
Instrument	5578/1021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41420 SILVER DR, UMATILLA, FL 32784-8697
Document Number	0052691029
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41420 SILVER DR UMATILLA FL 327848697, UMATILLA, FL 32784-8697

Mortgage

Document Number	0052691029
Date	Apr 26, 2019
Book Page	005269/001029
Instrument	45760

Lender

Name	INSIGHT CU
Address	ORLANDO, FL 32804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2039

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	41420 SILVER DR, UMATILLA, FL 32784-8697
Document Number	0051181995
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41420 SILVER DR UMATILLA FL 327848697, UMATILLA, FL 32784-8697

Mortgage

Document Number	0051181995
Date	Jun 1, 2018
Book Page	005118/001995
Instrument	64008

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,420 (+5.98%) Land $68,750 Building $297,670	$465,194 (+3.23%) Land $68,750 Building $396,444
2024	$4,931.00 (+8.09%)
2023	$4,562.00 (+4.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$345,730 (+3%)	$450,660 (+5.87%) Land $68,750 Building $381,910
2022	$4,378.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$335,660	$425,660 Land $43,750 Building $381,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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