41430 Silver Dr, Umatilla, FL 32784 Property Records

Lake County property record for 41430 Silver Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 1996
Lot Size	0.372 acres (16,198 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jul 2023)
Tax Bill	$4,584 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0300-00G-00500`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00G-00500`
Alternative APNs	`261801030000G00500` `1127122`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	3,388 sqft
1st Floor Area	2,421 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,198 sqft (0.372 acres)
Lot Dimensions	149 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	364 sqft
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1127122
Street Address	41430 SILVER DR
City	UMATILLA
State	FL
Zip	32784-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SILVER BEACH HEIGHTS LOT 5 BLK G & 1/84 INT IN LOT 21 BLK H PB 14 PG 25 ORB 6170 PG 848
Legal Range	26E
Legal Township	18S
Legal Section	1
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Tract	0300
Legal Block	G
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2007
Census Tract	30110

Owner

41430 Silver Dr is owned and occupied by an individual who bought it in July 2023.

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	41430 SILVER DR, UMATILLA, FL 32784-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Jul 13, 2005 · Amount on File
Deed Document Number	202379941
Deed Book / Page	6170 / 848
Prior Transfer Date	Jul 3, 2012
Prior Transfer Doc	0041830285
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE FL
Recording Date	Jul 3, 2023
Property Address	41430 SILVER DR, UMATILLA, FL 32784-8697
Document Number	0061700848
Book / Page	6170 / 848
Map Reference	MB 14 PG 25
Instrument Date	Jun 30, 2023
Instrument	2023079941
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41430 SILVER DR, UMATILLA, FL 32784-8697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41430 SILVER DR, UMATILLA, FL 32784-8697

Mortgage

Document Number	0006170850
Date	Jul 3, 2023
Instrument	6170/850

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,360 (+2.9%)	$404,016 (-) Land $68,750 Building $335,266
2025		$329,800 Land $68,750 Building $261,050	$404,016 Land $68,750 Building $335,266
2024	$4,584.00 (+150.9%)
2023	$1,827.00 (+11.2%)	$132,110 (+2.99%)	$391,906 (+39.31%) Land $68,750 Building $323,156
2022	$1,643.00 Homeowner's exemption	$128,270	$281,328 Land $43,750 Building $237,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41430 Silver Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41430 Silver Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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