Effingham County property record for 414 Willowpeg Way, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,416 sqft · built 1992 |
| Lot Size | 0.986 acres (42,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,900 (Dec 2015) |
| Tax Bill | $3,352 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2390-168-000 |
| Primary APN | R2390-168-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,416 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 42,980 sqft (0.986 acres) |
| Garage Area | 600 sqft |
| Pool Area | 476 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 410 sqft |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24127 |
|---|---|
| Street Address | 414 WILLOWPEG WAY |
| City | RINCON |
| State | GA |
| Zip | 31326-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 168 |
| Legal Subdivision | WILLOWPEG |
| Legal Lot Number | 168 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30308 |
414 Willowpeg Way is owned and occupied by two individuals who bought it in December 2015.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2019 | Deed of Trust, Mortgage SMALL BUSINESS ASSISTANCE |
| Mar 8, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE |
| Oct 10, 2018 | Deed of Trust, Mortgage GUILD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on File |
| Deed Sale | Dec 4, 2015 · Amount on File |
| Prior Sale | Jun 14, 2010 · Amount on File |
| Deed Document Number | 20153256 |
| Deed Book / Page | 2325 / 552 |
| Prior Transfer Date | Jun 25, 2010 |
| Prior Transfer Doc | 001945/423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Document Number | 0000002532/0000000367 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 0000002532/0000000367 |
| Instrument | 005404 |
| Name | SMALL BUSINESS ASSISTANCE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Document Number | 0000002668/0000000683 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 0000002668/0000000683 |
| Instrument | 002600 |
| Name | GUILD MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 414 WILLOWPEG WAY, RINCON, GA 31326-9111 |
| Document Number | 0000002492/0000000154 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 0000002492/0000000154 |
| Instrument | 008896 |
| Name | GUILD MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 414 Willowpeg Way was $3,352 with a homeowner's exemption, up 2.4% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,606 (-20.31%) Land $31,600 Building $130,006 | $404,016 (-20.31%) Land $79,000 Building $325,016 | |
| 2025 | $3,352.00 (+2.41%) Homeowner's exemption | $202,790 (+7.4%) Land $31,600 Building $171,190 | $506,975 (+7.4%) Land $79,000 Building $427,975 |
| 2024 | $3,273.00 Homeowner's exemption | $188,824 Land $31,600 Building $157,224 | $472,061 Land $79,000 Building $393,061 |
| 2022 | $3,833.00 | $145,581 Land $24,000 Building $121,581 | $363,952 Land $60,000 Building $303,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Willowpeg Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Willowpeg Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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