414 S Cumberland Ave, Ocoee, FL 34761 Property Records

Orange County property record for 414 S Cumberland Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,416 sqft · built 1989
Lot Size	0.483 acres (21,055 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Feb 2022)
Tax Bill	$9,657 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-22-28-3553-00-160`

Property Details

APN / Parcel Number

Primary APN	`19-22-28-3553-00-160`
Alternative APNs	`282219355300160` `243808` `248654` `253223`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	4,718 sqft
1st Floor Area	2,063 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,055 sqft (0.483 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	529 sqft
Patio Area	568 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	414 S CUMBERLAND AVE
City	OCOEE
State	FL
Zip	34761-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	HIDDEN OAKS SUB 19/61 LOT 16 & VAC ST ON S PER 8312/4853
Legal Range	28E
Legal Township	22S
Legal Section	19
Legal Subdivision	HIDDEN OAKS
Legal Tract	3553
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2033
Census Tract	18100

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17937 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Dec 17, 2020	Quit Claim Deed, Transfer FIDELITY FNDG MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	2022121019
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0000662550
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 22, 2022
Property Address	414 S CUMBERLAND AVE, OCOEE, FL 34761-2625
Document Number	0000121019
Map Reference	MB 19 PG 61
Instrument Date	Feb 15, 2022
Instrument	20220121019
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	LP TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 S CUMBERLAND AVE, 414, OCOEE, FL 34761-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17937 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3090

Mortgage

Document Number	0000121020
Date	Feb 22, 2022
Instrument	20220121020

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 17, 2020
Property Address	414 S CUMBERLAND AVE, OCOEE, FL 34761-2625
Document Number	0000662550
Instrument Date	Dec 9, 2020
Instrument	662550
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	SOUTHEAST PROF TITLE L

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 S CUMBERLAND AVE OCOEE FL 347612625, OCOEE, FL 34761-2625

Mortgage

Document Number	662551
Date	Dec 17, 2020
Instrument	662551

Lender

Name	FIDELITY FNDG MTG
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,602 (-1.34%) Land $120,014 Building $409,588	$529,602 (-1.34%) Land $120,014 Building $409,588
2025	$9,657.00 (+6.25%)	$536,802 (+13.46%) Land $120,014 Building $416,788	$536,802 (+13.46%) Land $120,014 Building $416,788
2024	$9,089.00 (+8.97%)
2023	$8,341.00 (+1,333.16%)	$473,107 (+167.95%) Land $105,276 Building $367,831	$473,107 (+21.88%) Land $105,276 Building $367,831
2022	$582.00 Homeowner's exemption	$176,564	$388,180 Land $105,276 Building $282,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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