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412 S Cumberland Ave, Ocoee, FL 34761 Property Records

Orange County property record for 412 S Cumberland Ave, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,101 sqft · built 1988
Lot Size0.297 acres (12,936 sqft)
OwnerIndividual Name on Record
Last Sale$259,000 (Aug 2017)
Tax Bill$4,159 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-22-28-3553-00-150

Property Details

APN / Parcel Number

Primary APN19-22-28-3553-00-150
Alternative APNs
  • 282219355300150
  • 243806
  • 248653
  • 253221

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,101 sqft Living Area
Gross Area3,048 sqft
1st Floor Area2,101 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,936 sqft (0.297 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area487 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address412 S CUMBERLAND AVE
CityOCOEE
StateFL
Zip34761-2625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionHIDDEN OAKS SUB 19/61 LOT 15
Legal Range28E
Legal Township22S
Legal Section19
Legal SubdivisionHIDDEN OAKS
Legal Tract3553
Legal Lot Number15
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2033
Census Tract18100

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address412 S CUMBERLAND AVE, OCOEE, FL 34761-2625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleAug 2, 2012 · Amount on Record
Deed Document Number2017486517
Prior Transfer DateJul 31, 2012
Prior Transfer Doc0000413062
Record UpdatedJun 8, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 31, 2017
Property Address412 S CUMBERLAND AVE, OCOEE, FL 34761-2625
Document Number0000486517
Map ReferenceMB 19 PG 61
Instrument DateAug 28, 2017
Instrument20170486517
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1732 WOODY DR, 1732, WINDERMERE, FL 34786-8018

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 S CUMBERLAND AVE, OCOEE, FL 34761-2625

Mortgage

Document Number0000486518
DateAug 31, 2017
Instrument20170486518
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,005 (+2.7%)$371,365 (-1.39%) Land $73,735 Building $297,630
2025$4,159.00 (+7.52%) Homeowner's exemption$250,248 (+5.99%)$376,595 (+13.49%) Land $73,735 Building $302,860
2024$3,868.00 (+3.45%)
2023$3,739.00 (+3.32%) Homeowner's exemption$236,112 (+3%)$331,820 (+14.61%) Land $64,678 Building $267,142
2022$3,619.00 Homeowner's exemption$229,235$289,531 Land $64,678 Building $224,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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