409 S Cumberland Ave, Ocoee, FL 34761 Property Records

Orange County property record for 409 S Cumberland Ave, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 1988
Lot Size0.267 acres (11,633 sqft)
Owner2 Company Names on Record
Last Sale$165,000 (Oct 2003)
Tax Bill$2,517 (2025)
Deeds & MortgagesMay 2026 Sale
Flood ZoneZone X (minimal risk)
APN19-22-28-3553-00-040

Property Details

APN / Parcel Number

Primary APN19-22-28-3553-00-040
Alternative APNs
  • 282219355300040
  • 243793
  • 248639
  • 253208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,614 sqft Living Area
Gross Area2,256 sqft
1st Floor Area1,614 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,633 sqft (0.267 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address409 S CUMBERLAND AVE
CityOCOEE
StateFL
Zip34761-2626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionHIDDEN OAKS SUB 19/61 LOT 4
Legal Range28E
Legal Township22S
Legal Section19
Legal SubdivisionHIDDEN OAKS
Legal Tract3553
Legal Lot Number4
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2038
Census Tract18100

Owner

Source: Orange County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address409 S CUMBERLAND AVE, OCOEE, FL 34761-2626
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2003 · Amount on Record
Deed SaleOct 7, 2003 · Amount on Record
Prior SaleAug 31, 1995 · Amount on Record
Deed Document Number2003580874
Deed Book / Page7138 / 2544
Last Transfer DateMay 20, 2026
Transfer Doc0000288632
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateMay 21, 2026
Property Address409 S CUMBERLAND AVE, OCOEE, FL 34761-2626
Document Number0000288632
Instrument DateMay 20, 2026
Instrument2026288632
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanySIMPLIFILE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address409 S CUMBERLAND AVE, OCOEE, FL 34761-2626

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,331 (+2.7%)$287,428 (-1.33%) Land $66,308 Building $221,120
2025$2,517.00 (+10.78%) Homeowner's exemption$150,274 (+5.99%)$291,298 (+13.42%) Land $66,308 Building $224,990
2024$2,272.00 (+3.6%)
2023$2,193.00 (+3.79%) Homeowner's exemption$141,785 (+3%)$256,840 (+13.83%) Land $58,166 Building $198,674
2022$2,113.00 Homeowner's exemption$137,655$225,625 Land $58,166 Building $167,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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