414 S Cherry St, Seneca, SC 29678 Property Records

Oconee County property record for 414 S Cherry St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 1944
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$141,000 (Apr 2019)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-40-04-009`

Property Details

APN / Parcel Number

Primary APN	`520-40-04-009`
Alternative APN	`58004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	58004
Old Parcel Number	520 40 04 009
Street Address	414 S CHERRY ST
City	SENECA
State	SC
Zip	29678-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 93-96 EST JOHN C CARY PROP (0.29 AC)
Legal Subdivision	JOHN C CARY PROP
Legal Block	4
Legal Lot Number	93-96
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1048
Census Tract	30701

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 S CHERRY ST, SENECA, SC 29678-4031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Grant Deed, Transfer · FHA Mortgage CITYWORTH MTG
Dec 27, 2017	Grant Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	0024570131
Deed Book / Page	002457 / 000131
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 15, 2019
Property Address	414 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0024570131
Book / Page	002457 / 000131
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 S CHERRY ST SENECA SC 296784031, SENECA, SC 29678-4031

Mortgage

Document Number	38200140
Date	Apr 15, 2019
Book Page	003820/000140

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 27, 2017
Property Address	414 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0000008027
Book / Page	002325 / 000222
Instrument Date	Dec 26, 2017
Instrument	8027
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	BB AND T ML POST CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S CHERRY ST SENECA SC 296784031, SENECA, SC 29678-4031

Mortgage

Document Number	8028
Date	Dec 27, 2017
Book Page	003681/000232
Instrument	8028

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00	$5,884 (-) Land $462 Building $5,422	$147,092 (-) Land $11,550 Building $135,542
2023		$5,884 Land $462 Building $5,422	$147,092 Land $11,550 Building $135,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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