405 S Cherry St, Seneca, SC 29678 Property Records

Oconee County property record for 405 S Cherry St, Seneca, SC 29678

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Mar 2026)
Tax Bill	$529 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-41-01-037`

Property Details

APN / Parcel Number

Primary APN	`520-41-01-037`
Alternative APN	`58129`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	58129
Street Address	405 S CHERRY ST
City	SENECA
State	SC
Zip	29678-4030
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S CHERRY ST (0.50 AC)
Legal Subdivision	R M TRIBBLE SUBDIVISION
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1047
Census Tract	30701

Owner

405 S Cherry St, residential vacant land, is owned and occupied by two individuals who bought it in March 2026.

Source: Oconee County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 S CHERRY ST, SENECA, SC 29678-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed, Subdivision Related Transfer · FHA Mortgage NEW STORY LENDING LLC
Dec 12, 2024	Deed, Transfer
Aug 6, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Dec 12, 2024 · Amount on File
Deed Document Number	202610815
Deed Book / Page	3346 / 6
Prior Transfer Date	Feb 15, 2017
Prior Transfer Doc	0000010413
Record Updated	Sep 20, 2026

March 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 2, 2026
Property Address	405 S CHERRY ST, SENECA, SC 29678-4030
Document Number	0000010815
Book / Page	3346 / 6
Map Reference	MB N PG 16
Instrument Date	Feb 27, 2026
Instrument	10815
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 S CHERRY ST, SENECA, SC 29678-4030

Mortgage

Document Number	0004790233
Date	Mar 2, 2026
Instrument	4790/233

Lender

Name	NEW STORY LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 12, 2024
Property Address	405 S CHERRY ST, SENECA, SC 29678-4030
Document Number	0000007169
Book / Page	3158 / 316
Map Reference	MB B737 PG 6
Instrument Date	Dec 11, 2024
Instrument	7169
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Tax	$91.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 115, CENTRAL, SC 29630-0115

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 6, 2020
Property Address	S CHERRY ST, SENECA, SC 29678
Document Number	0025920007
Book / Page	002592 / 000007
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$41.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 LONG CREEK DR EASLEY SC 296407786, EASLEY, SC 29640-7786

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 5, 2018
Property Address	S CHERRY ST, SENECA, SC 29678
Document Number	0023760086
Book / Page	002376 / 000086
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$499.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 PINE VIEW DR WALHALLA SC 296915327, WALHALLA, SC 29691-5327

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 21, 2017
Property Address	S CHERRY ST, SENECA, SC 29678
Document Number	0022840290
Book / Page	002284 / 000290
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 BALSAM RD HENDERSONVILLE NC 287925703, HENDERSONVILLE, NC 28792-5703

Tax Assessment & Valuation

The 2025 property tax bill for 405 S Cherry St was $529.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00	$1,250 Land $1,250	$31,250 Land $31,250
2023		$440 Land $440	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 405 S Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 S Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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