410 S Cherry St, Seneca, SC 29678 Property Records

Oconee County property record for 410 S Cherry St, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,609 sqft · built 1942
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-40-04-007`

Property Details

APN / Parcel Number

Primary APN	`520-40-04-007`
Alternative APN	`58002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Detached
Garage Area	221 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	58002
Street Address	410 S CHERRY ST
City	SENECA
State	SC
Zip	29678-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85-89 & P/O 84 & 90 BLOCK I EDWARDS NEIL
Legal Subdivision	BLK I EN GEORGE WILBURN WHEELER ESTATE
Legal Block	1
Legal Lot Number	85-89
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1048
Census Tract	30701

Owner

410 S Cherry St is owned and occupied by an individual who bought it in January 2026.

Source: Oconee County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	410 S CHERRY ST, SENECA, SC 29678-4031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage QUICKEN LOANS LLC
Jan 12, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 7, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	May 5, 2025 · Amount on File
Deed Document Number	20268798
Deed Book / Page	3324 / 329
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	410 S CHERRY ST, SENECA, SC 29678-4031
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000717
Date	Jul 15, 2021
Book Page	4185/101
Instrument	717

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 12, 2026
Property Address	410 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0000008798
Book / Page	3324 / 329
Map Reference	MB F PG 2
Instrument Date	Jan 12, 2026
Instrument	8798
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 S CHERRY ST, SENECA, SC 29678-4031

Mortgage

Document Number	0000477282
Date	Jan 12, 2026
Instrument	4772/82

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	410 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0039810325
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 S CHERRY ST SENECA SC 296784031, SENECA, SC 29678-4031

Mortgage

Document Number	0039810325
Date	Jun 29, 2020
Book Page	003981/000325

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	410 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0000016132
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 S CHERRY ST SENECA SC 296784031, SENECA, SC 29678-4031

Mortgage

Document Number	0000016132
Date	Jun 25, 2018
Book Page	003735/000183
Instrument	16132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	410 S CHERRY ST, SENECA, SC 29678-4031
Document Number	0000004766
Book / Page	003657 / 000177
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 S CHERRY ST SENECA SC 296784031, SENECA, SC 29678-4031

Mortgage

Document Number	0000004766
Date	Oct 17, 2017
Book Page	003657/000177
Instrument	4766

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$2,405 Land $636 Building $1,769	$60,138 Land $15,910 Building $44,228
2023	$2,405 Land $636 Building $1,769	$60,138 Land $15,910 Building $44,228

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 410 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 S Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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