Branch County property record for 414 River Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,520 sqft |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Jul 2004) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-018-300-015-02 |
| Primary APN | 070-018-300-015-02 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 218 ft deep x 195 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 414 RIVER RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COM 701.36 FT N OF E 1/4 POST & TH W 217.80 FT & TH N 195 FT M/L TO MIDDLE OF LK OR POND & TH E 217 .80 FT & TH S 195 FT M/L |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 18 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 7071, HUNTINGTON WOODS, MI 48070-7071 |
| Owner Type | Company |
| Vesting | Estate |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · FHA Mortgage SUMMIT HOME MORTGAGE |
| Jun 26, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Prior Sale | Sep 15, 2000 · Amount on Record |
| Deed Document Number | 20047058 |
| Deed Book / Page | 1032 / 548 |
| Last Transfer Date | May 26, 2017 |
| Transfer Doc | 201704382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 414 RIVER RD, COLDWATER, MI 49036-9277 |
| Document Number | 0000004538 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20264538 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147,575.14 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004539, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20264539 |
| Name | SUMMIT HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 26, 2017 |
| Property Address | 414 RIVER RD, COLDWATER, MI 49036-9277 |
| Document Number | 201704382 |
| Instrument Date | May 26, 2017 |
| Instrument | 2017-04382 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 7071, HUNTINGTON WOODS, MI 48070-7071 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (+7.94%) | $119,600 (+7.94%) | |
| 2025 | $1,613.00 (+2.87%) | $55,400 | $110,800 |
| 2024 | $1,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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