390 River Rd, Coldwater, MI 49036 Property Records

Branch County property record for 390 River Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Mar 2025)
Tax Bill	$998 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-018-400-010-00`

Property Details

APN / Parcel Number

Primary APN	`070-018-400-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 RIVER RD
City	COLDWATER
State	MI
Zip	49036-9290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT INT OF E & W 1/4 LI & C/L OF RIVER RD & TH S 11.95 FT & TH W 132 FT & TH N 82.5 FT & TH E 132 FT & TH S 70.55 FT TO
Legal Range	06W
Legal Township	06S
Legal Section	18
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2042
Census Tract	951302

Owner

390 River Rd is owned by an individual who bought it in March 2025.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	930 BLOSSER RD, BRONSON, MI 49028-9759
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	20251087
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	200908348
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 30, 2019
Property Address	390 RIVER RD, COLDWATER, MI 49036-9290
Document Number	201903332
Instrument Date	May 20, 2019
Instrument	2019-03332
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 GRASS LAKE RD, 435, COLDWATER, MI 49036-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 PROGRESS DR, COLDWATER, MI 49036-7747

Mortgage

Document Number	201903333
Date	May 30, 2019
Instrument	2019-03333

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 390 River Rd was $998, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (-1.75%)	$112,400 (-1.75%)
2025	$998.00 (+2.67%)	$57,200	$114,400
2024	$972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35