Branch County property record for 404 River Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,023 sqft · built 1999 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jan 2013) |
| Tax Bill | $1,915 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-018-400-005-01 |
| Primary APN | 070-018-400-005-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,023 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | A-Frame |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 404 RIVER RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG 285.55 FT DUE N FR E 1/4 COR TH DUE W 217.80 FT TH DUE N 315.81 FT M/L TH DUE E TO CTR OF RIVER RD TH DUE S 285 FT TO POB |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 18 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 RIVER RD, COLDWATER, MI 49036-9277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2013 · Amount on Record |
| Deed Sale | Jan 2, 2013 · Amount on Record |
| Prior Sale | Dec 9, 1999 · Amount on Record |
| Deed Document Number | 201355 |
| Record Updated | Sep 20, 2026 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,800 (-0.17%) | $229,600 (-0.17%) | |
| 2025 | $1,915.00 (+2.68%) | $115,000 | $230,000 |
| 2024 | $1,865.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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