414 Oxbow Ct, Ardmore, OK 73401 Property Records

Carter County property record for 414 Oxbow Ct, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,053 sqft · built 2011
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,500 (Feb 2011)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Jun 2017 Second Mortgage Sep 2015 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`84052`

Property Details

APN / Parcel Number

Primary APN	`84052`
Alternative APN	`0565-00-002-028-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,053 sqft Living Area
1st Floor Area	1,357 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	84052
Street Address	414 OXBOW CT
City	ARDMORE
State	OK
Zip	73401-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HICKORY RIDGE SEC 2, BLK 2 LOT 28 (IRREG)
Legal Range	01E
Legal Township	04S
Legal Section	27
Legal Subdivision	HICKORY RIDGE ADDN SEC #2
Legal Block	2
Legal Lot Number	28
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2045
Census Tract	892501

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNICATION FCU
Sep 10, 2015	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Nov 19, 2010	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Jun 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Oct 3, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Jun 1, 2012	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2011	Joint Tenancy Deed, Subdivision Related Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2011 · Amount on Record
Deed Sale	Feb 10, 2011 · Amount on Record
Deed Document Number	20111552
Deed Book / Page	5281 / 282
Last Transfer Date	Sep 26, 2024
Transfer Doc	0007590/71
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006411/004
Date	Jun 23, 2017
Book Page	6411/004
Instrument	2017-006481

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 1, 2027

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006134/174
Date	Sep 10, 2015
Book Page	6134/174
Instrument	2015-010747

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005248/137
Date	Nov 19, 2010
Book Page	5248/137
Instrument	2010-014343

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	May 20, 2011

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007539/303
Date	Jun 11, 2024
Book Page	7539/303
Instrument	I-2024-005230

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 14, 2025

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Oct 3, 2024
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	0007590/71
Book / Page	7590 / 71
Instrument Date	Sep 26, 2024
Instrument	I-2024-009292
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number	I2024009293
Date	Oct 3, 2024
Instrument	I-2024-009293

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Feb 7, 2022
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	0007177/30
Book / Page	7177 / 30
Instrument Date	Jan 25, 2022
Instrument	I-2022-001301
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number	2022001302
Date	Feb 7, 2022
Instrument	2022-001302

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

June 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Jun 1, 2012
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	005518/192
Book / Page	5518 / 192
Instrument Date	Feb 15, 2012
Instrument	2012-007263
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 OXBOW CT, ARDMORE, OK 73401-6444

February 2011: Joint Tenancy Deed, Subdivision Related Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Feb 10, 2011
Property Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	005281/282
Book / Page	5281 / 282
Instrument Date	Feb 8, 2011
Instrument	2011-001552
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 OXBOW CT, ARDMORE, OK 73401-6444
Investor	Possibly a Property Investor

Mortgage

Document Number	2011001553
Date	Feb 10, 2011
Instrument	2011-001553

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

Mortgage

Document Number	005281/297
Date	Feb 10, 2011
Book Page	5281/297
Instrument	2011-001554

Lender

Name	FINANCE CORP
Address	HUGO, OK 74743

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2016

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,269 (+3%) Land $3,360 Building $24,909	$235,575 (-18.06%) Land $28,000 Building $207,575
2025	$2,426.00 (-0.04%) Homeowner's exemption	$27,445 (+43.57%) Land $3,360 Building $24,085	$287,481 (+25.6%) Land $28,000 Building $259,481
2024	$2,427.00 (+50.75%) Homeowner's exemption	$19,116 (+3%) Land $3,287 Building $15,829	$228,885 (+4.79%) Land $28,000 Building $200,885
2023	$1,610.00 Homeowner's exemption	$18,560 Land $3,282 Building $15,278	$218,431 Land $28,000 Building $190,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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