403 Oxbow Ct, Ardmore, OK 73401 Property Records

Carter County property record for 403 Oxbow Ct, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,027 sqft · built 2010
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Aug 2018)
Tax Bill$1,967 (2025)
Deeds & MortgagesAug 2018 Sale
Aug 2018 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN84044

Property Details

APN / Parcel Number

Primary APN84044
Alternative APN
  • 0565-00-002-020-0-001-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,027 sqft Living Area
1st Floor Area2,027 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Patio Area165 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number84044
Street Address403 OXBOW CT
CityARDMORE
StateOK
Zip73401-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHICKORY RIDGE SEC 2, BLK 2 LOT 20 (IRREG)
Legal Range01E
Legal Township04S
Legal Section27
Legal SubdivisionHICKORY RIDGE ADDN SEC #2
Legal Block2
Legal Lot Number20
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group2
Census Block2045
Census Tract892501

Owner

403 Oxbow Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Carter County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address403 OXBOW CT, ARDMORE, OK 73401-6444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2018Special Warranty Deed, Transfer
STEWART TITLE
Aug 15, 2018Warranty Deed, Transfer
STEWART TITLE
Sep 12, 2017Warranty Deed, Transfer · FHA Mortgage
NETWORK FUNDING LP
Aug 7, 2015Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC
Aug 23, 2013Warranty Deed, Transfer · Conventional Mortgage
PREMIA MORTGAGE LLC
Mar 12, 2010Quit Claim Deed, Transfer · Construction Mortgage
BANK OF COMMERCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018 · Amount on File
Deed SaleAug 15, 2018 · Amount on File
Prior SaleAug 15, 2018 · Amount on File
Deed Document Number20188552
Deed Book / Page6586 / 279
Prior Transfer DateMar 8, 2010
Prior Transfer Doc005128/271
Record UpdatedOct 29, 2026

August 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARTER OK
Recording DateAug 15, 2018
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number006586/279
Book / Page6586 / 279
Instrument DateAug 7, 2018
Instrument2018-008552
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$280.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateAug 15, 2018
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number006586/276
Book / Page6586 / 276
Instrument DateJul 23, 2018
Instrument2018-008551
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$284.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 OLD SUGAR HOLLOW RD, DANBURY, CT 06810-7517
InvestorPossibly a Property Investor

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateSep 12, 2017
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number006445/263
Book / Page6445 / 263
Instrument DateSep 8, 2017
Instrument2017-009424
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number2017009425
DateSep 12, 2017
Instrument2017-009425
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

August 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateAug 7, 2015
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number006118/185
Book / Page6118 / 185
Instrument DateAug 4, 2015
Instrument2015-009313
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address403 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number2015009314
DateAug 7, 2015
Instrument2015-009314
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2045

August 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER OK
Recording DateAug 23, 2013
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number005757/021
Book / Page5757 / 021
Instrument DateAug 21, 2013
Instrument2013-011511
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number2013011512
DateAug 23, 2013
Instrument2013-011512
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2043

March 2010: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTER OK
Recording DateMar 12, 2010
Property Address403 OXBOW CT, ARDMORE, OK 73401-6444
Document Number005128/271
Book / Page5128 / 271
Instrument DateMar 8, 2010
Instrument2010-002889
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2010002890
DateMar 12, 2010
Instrument2010-002890
Lender
NameBANK OF COMMERCE
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueSep 5, 2010

Tax Assessment & Valuation

The 2025 property tax bill for 403 Oxbow Ct was $1,967 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictPlainview Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,440 (-) Land $2,310 Building $20,130$187,000 (-32.4%) Land $19,246 Building $167,754
2025$1,967.00 Homeowner's exemption$22,440 Land $2,275 Building $20,165$276,631 Land $28,050 Building $248,581
2023$1,965.00 Homeowner's exemption$22,440 Land $2,260 Building $20,180$278,503 Land $28,050 Building $250,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Oxbow Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Oxbow Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Arbuckle Communications
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: 360 Broadband.

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