412 Oxbow Ct, Ardmore, OK 73401 Property Records

Carter County property record for 412 Oxbow Ct, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 2010
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$202,000 (Jun 2021)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2013 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`84051`

Property Details

APN / Parcel Number

Primary APN	`84051`
Alternative APN	`0565-00-002-027-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,545 sqft Living Area
1st Floor Area	1,545 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	84051
Street Address	412 OXBOW CT
City	ARDMORE
State	OK
Zip	73401-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HICKORY RIDGE SEC 2, BLK 2 LOT 27 (IRREG)
Legal Range	01E
Legal Township	04S
Legal Section	27
Legal Subdivision	HICKORY RIDGE ADDN SEC #2
Legal Block	2
Legal Lot Number	27
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2045
Census Tract	892501

Owner

412 Oxbow Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Apr 1, 2013	Deed of Trust, Mortgage · Line of Credit BANCFIRST
Oct 27, 2010	Deed of Trust, Mortgage · Construction Mortgage BANK OF COMMERCE
Jun 22, 2021	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Jan 31, 2011	Warranty Deed, Subdivision Related Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jan 31, 2011 · Amount on File
Deed Document Number	20216796
Deed Book / Page	7063 / 142
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006715/043
Date	May 8, 2019
Book Page	6715/043
Instrument	2019-005404

Lender

Name	BANCFIRST
Type	Bank
Address	73408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 8, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005672/259
Date	Apr 1, 2013
Book Page	5672/259
Instrument	2013-004074

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Mar 29, 2014

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005235/255
Date	Oct 27, 2010
Book Page	5235/255
Instrument	2010-013222

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 22, 2011

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 22, 2021
Property Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	007063/142
Book / Page	7063 / 142
Instrument Date	Jun 2, 2021
Instrument	2021-006796
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 OXBOW CT, ARDMORE, OK 73401-6444

Mortgage

Document Number	2021006797
Date	Jun 22, 2021
Instrument	2021-006797

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2011: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 31, 2011
Property Address	412 OXBOW CT, ARDMORE, OK 73401-6444
Document Number	005278/116
Book / Page	5278 / 116
Instrument Date	Jan 27, 2011
Instrument	2011-001166
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 QBOW CT, ARDMORE, OK 73401

Mortgage

Document Number	2011001167
Date	Jan 31, 2011
Instrument	2011-001167

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Mortgage

Document Number	005284/016
Date	Feb 15, 2011
Book Page	5284/016
Instrument	2011-001789

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 412 Oxbow Ct was $2,530.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,267 (-1.13%) Land $3,360 Building $23,907	$227,228 (-1.13%) Land $28,000 Building $199,228
2025	$2,530.00 (-0.04%)	$27,580 (+3.2%) Land $3,360 Building $24,220	$229,835 (-5.16%) Land $28,000 Building $201,835
2024	$2,531.00 (+8.49%)	$26,725 (+5%) Land $3,360 Building $23,365	$242,338 (+4.63%) Land $28,000 Building $214,338
2023	$2,333.00	$25,452 Land $3,360 Building $22,092	$231,605 Land $28,000 Building $203,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Oxbow Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Oxbow Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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