414 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 414 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,976 sqft · built 1960
Lot Size0.242 acres (10,542 sqft)
OwnerCompany Name on File
Last Sale$755,000 (May 2025)
Tax Bill$3,170 (2025)
Flood ZoneZone X (moderate risk)
APN6324.11.55.8796000

Property Details

APN / Parcel Number

Primary APN6324.11.55.8796000
Alternative APNs
  • 393042
  • 79238

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,976 sqft Heated Area
Gross Area1,782 sqft
1st Floor Area820 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area10,542 sqft (0.242 acres)
Lot Dimensions145 ft deep x 75 ft wide
PorchSlab
Porch Area417 sqft
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number79238
Street Address414 OCEAN DR
CityEMERALD ISLE
StateNC
Zip28594-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL80 82 B2 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block55
Legal Lot Number80,82
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1008
Census Tract970903

Owner

414 Ocean Dr is owned by a company that bought it in May 2025.

Source: Carteret County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address117 HARBOUR DR, HUBERT, NC 28539-3425
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2025 · Amount on File
Deed SaleMay 30, 2025 · Amount on File
Deed Document Number20251856370
Deed Book / Page1856 / 370
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 414 Ocean Dr was $3,170.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$878,663 (+5.92%) Land $547,268 Building $331,395$878,663 (+5.92%) Land $547,268 Building $331,395
2025$3,170.00$829,531 Land $547,268 Building $282,263$829,531 Land $547,268 Building $282,263
2023$422,298 Land $296,460 Building $125,838$422,298 Land $296,460 Building $125,838
2022$2,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Ocean Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Ocean Dr

Nearby Streets

Search Property Records by Address or Parcel Number