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409 Ocean Dr, #W, Emerald Isle, NC 28594 Property Records

Carteret County property record for 409 Ocean Dr, #W, Emerald Isle, NC 28594 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,168 sqft · built 1977
Lot Size0.023 acres (1,002 sqft)
OwnerCompany Name on File
Last Sale$353,000 (May 2016)
Tax Bill$3,529 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone VE (high risk)
APN6324.11.65.0640000

Property Details

APN / Parcel Number

Primary APN6324.11.65.0640000
Alternative APNs
  • 58277
  • 22324

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,168 sqft Heated Area
Gross Area1,136 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1977
Architectural StyleDuplex Single
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,002 sqft (0.023 acres)
PorchPorch
Porch Area192 sqft
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22324
Street Address409 OCEAN DR # W, W
CityEMERALD ISLE
StateNC
Zip28594-6948
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWEST UNIT AT THE BEACH TWNHMS
Legal SubdivisionEMERALD ISLE BY THE SEA
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1015
Census Tract970903

Owner

Source: Carteret County records · APN 6324.11.65.0640000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address117 HARBOUR DR, HUBERT, NC 28539-3425
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2016 · Amount on Record
Deed SaleMay 26, 2016 · Amount on Record
Prior SaleMay 26, 2016 · Amount on Record
Deed Document Number0015430292
Deed Book / Page1543 / 292
Last Transfer DateOct 03, 2019
Transfer Doc0016510029
Record UpdatedJun 08, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTERET NC
Recording DateOct 03, 2019
Property Address409 OCEAN DR # W, W, EMERALD ISLE, NC 28594-6948
Document Number0016510029
Book / Page1651 / 029
Map ReferenceMB 31 PG 185
Instrument DateOct 02, 2019
Instrument1651029
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address117 HARBOUR DR, 117, HUBERT, NC 28539-3425

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 HARBOUR DR, HUBERT, NC 28539-3425

Mortgage

Document Number0016510033
DateOct 03, 2019
Book Page1651/033
Instrument1651033
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,529.00 (+87.02%)$879,802 (+187.25%) Land $504,000 Building $375,802$879,802 (+187.25%) Land $504,000 Building $375,802
2023$306,280 Building $306,280$306,280 Building $306,280
2022$1,887.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319709031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 760 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
205 under condo master policies
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024, tidal / storm surge, Tropical Storm Helene
Claims By Storm
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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