Carteret County property record for 411 Ocean Dr, Emerald Isle, NC 28594 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2023 |
| Square Footage | 3,546 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | Carport, 416 sqft |
| Last Sale | $2,900,000 (2024) |
| Tax Bill | $9,348.00 (2025) |
| Primary APN | 6324.11.55.9599000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,546 sqft Heated Area |
| Gross Area | 2,388 sqft Gross Area |
| 1st Floor | 260 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 416 sqft Garage |
| Carport | Carport |
| Carport Area | 416 sqft Carport |
| Deck Area | 17 sqft Deck |
|---|---|
| Patio Area | 164 sqft Patio |
| Porch Area | 464 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 70500 |
|---|---|
| Street Address | 411 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L37 39 B2 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 55 |
| Legal Lot Number | 37,39 |
| Jurisdiction | CARTERET NC |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6324.11.55.9599000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2917 BANKS KNOLL DR, CARY, NC 27519-4536 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 18, 2024 | Warranty Deed, Transfer · Line of Credit NATIONAL LOAN FUNDING LLC |
| Jun 01, 2023 | Warranty Deed, Construction Loan · Building or Construction Mortgage BUILDER FINANCE INC |
| Apr 27, 2022 | Warranty Deed, Transfer · Line of Credit PROVIDENCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Prior Sale | Jun 01, 2023 · Amount on Record |
| Deed Doc Number | 20241825088 |
| Deed Book / Page | 1825 / 88 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 18, 2024 |
| Property Address | 411 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018250088 |
| Book / Page | 1825 / 88 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 1825088 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,800.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4580, EMERALD ISLE, NC 28594-4580 |
| Name | Verified Name |
|---|---|
| Address | 2917 BANKS KNOLL DR, CARY, NC 27519-4536 |
| Document Number | 0001825089 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 1825089 |
| Name | NATIONAL LOAN FUNDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jun 01, 2023 |
| Property Address | 411 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018000344 |
| Book / Page | 1800 / 344 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | May 26, 2023 |
| Instrument | 1800344 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5759 GLORY RD, WILSON, NC 27893-0957 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 4580, EMERALD ISLE, NC 28594-4580 |
| Document Number | 0001800345 |
|---|---|
| Date | Jun 01, 2023 |
| Instrument | 1800345 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 31, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 27, 2022 |
| Property Address | 411 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017650245 |
| Book / Page | 1765 / 245 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 1765245 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7302 HEALTHY PLAINS CHURCH RD, SIMS, NC 27880-9636 |
| Name | Verified Name |
|---|---|
| Address | 5759 GLORY RD, WILSON, NC 27893-0957 |
| Investor | Possibly a Property Investor |
| Document Number | 0001765246 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 1765-246 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,348.00 (+107.55%) | $2,437,770 (+223.25%) Land $1,056,656 Building $1,381,114 | $2,437,770 (+223.25%) Land $1,056,656 Building $1,381,114 |
| 2023 | $754,155 Land $571,200 Building $182,955 | $754,155 Land $571,200 Building $182,955 | |
| 2022 | $4,504.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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