414 Oak Arbor Cir E, Rochester, MI 48306 Property Records

Oakland County property record for 414 Oak Arbor Cir E, Rochester, MI 48306

Property Summary

Property Type	Condominium
Details	4 bd · 4.5 ba · 3,779 sqft · built 2016
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2021)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-27-458-012`

Property Details

APN / Parcel Number

Primary APN	`N-10-27-458-012`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Terrain	Rolling
Garage Area	849 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	414 OAK ARBOR CIR E
City	ROCHESTER
State	MI
Zip	48306-1773
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T4N, R11E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 2124 OAK ARBOR CREST UNIT 12 L 48552 P 60 8-31-15 FR 452-020
Legal Range	11E
Legal Township	04N
Legal Section	27
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	12
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2003
Census Tract	190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Warranty Deed, Transfer STERLING TITLE AGENCY
Oct 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	2021191154
Deed Book / Page	56647 / 242
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 BARNESWOOD LN, ROCHESTER HILLS, MI 48306-4108

Mortgage

Document Number	0000189627
Date	Aug 2, 2021
Book Page	56635/35
Instrument	189627

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773

Mortgage

Document Number	0000300740
Date	Jan 22, 2022
Book Page	57334/292
Instrument	300740

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 3, 2021
Property Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Document Number	0000191154
Book / Page	56647 / 242
Map Reference	LB 48552 PG 60
Instrument Date	Jul 23, 2021
Instrument	191154
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$6,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 OAK ARBOR CIR EE, EE, ROCHESTER, MI 48306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 OAK ARBOR CIR E # E, E, ROCHESTER, MI 48306-1773

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773
Document Number	0000182405
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 OAK ARBOR CIR E ROCHESTER MI 483061773, ROCHESTER, MI 48306-1773

Mortgage

Document Number	0000182405
Date	Nov 8, 2018
Book Page	052343/000454
Instrument	182405

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 7, 2028

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,859.00 (-33.02%) Homeowner's exemption	$496,510 (+19.87%)	$993,020 (+19.87%)
2024	$10,240.00 (+23.97%)
2023		$414,220	$828,440
2021	$8,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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