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413 Oak Arbor Cir E, Rochester, MI 48306 Property Records

Oakland County property record for 413 Oak Arbor Cir E, Rochester, MI 48306

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,858 sqft · built 2012
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$755,000 (Aug 2022)
Tax Bill$5,058 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNN-10-27-453-006

Property Details

APN / Parcel Number

Primary APNN-10-27-453-006

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,858 sqft Living Area
1st Floor Area1,850 sqft
Basement Area1,534 sqft
Unfinished Basement1,534 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area14,375 sqft (0.33 acres)
Garage Area841 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address413 OAK ARBOR CIR E
CityROCHESTER
StateMI
Zip48306-1775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSV
Legal DescriptionT4N, R11E, SEC 27 & 34 KNORRWOOD RIDGE LOT 2 12-7-99 FR 452-012
Legal Range11E
Legal Township04N
Legal Section27
Legal SubdivisionKNORRWOOD RIDG
Legal Lot Number2,12
JurisdictionOAKLAND MI
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2001
Census Tract190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
LENDER SELECT MORTGAGE GROUP
Jun 14, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
QUICKEN LOANS LLC
Aug 17, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleJun 28, 2012 · Amount on Record
Deed Document Number2022431452
Deed Book / Page58043 / 531
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 S PARKER ST 8859, 8859, TAMPA, FL 33606-2379

Mortgage

Document Number0000428418
DateAug 11, 2022
Book Page58028/236
Instrument428418
Lender
NameLENDER SELECT MORTGAGE GROUP
TypeMortgage Company
AddressGREENSBORO, NC 27408
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775

Mortgage

Document Number0000151071
DateJun 14, 2021
Book Page56386/687
Instrument151071
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 17, 2022
Property Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775
Document Number0000431452
Book / Page58043 / 531
Map ReferenceLB 271 PG 19
Instrument DateAug 8, 2022
Instrument431452
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

AmountAmount Recorded
Tax$5,662.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address413 OAK ARBOR CIR E, 413, ROCHESTER, MI 48306-1775

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 OAK ARBOR CIR E, ROCHESTER, MI 48306-1775

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionOakland Charter Township
Unified School DistrictRochester Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,058.00 (-33.02%) Homeowner's exemption$370,800 (+27.13%)$741,600 (+27.13%)
2024$7,552.00 (+56.16%)
2023$291,670$583,340
2021$4,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST OAKLAND TOWNSHIP
serves 1,923 people · EPA ID MI0004877
Water SourceGroundwater
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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