Oakland County property record for 440 Oak Arbor Cir E, Rochester, MI 48306
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 3,257 sqft · built 2015 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,900 (Jun 2016) |
| Tax Bill | $5,222 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-27-458-004 |
| Primary APN | N-10-27-458-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,257 sqft Living Area |
| Basement Area | 1,593 sqft |
| Unfinished Basement | 1,593 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 761 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 440 OAK ARBOR CIR E |
|---|---|
| City | ROCHESTER |
| State | MI |
| Zip | 48306-1773 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T4N, R11E, SEC 27 OAKLAND COUNTY CONDOMINIUM PLAN NO 2124 OAK ARBOR CREST UNIT 4 L 48552 P 60 8-31-15 FR 452-020 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 27 |
| Legal Subdivision | OAKLAND COUNTY CONDOMINIUM |
| Legal Unit | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 190500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Prior Sale | Oct 5, 2015 · Amount on Record |
| Deed Document Number | 2016119143 |
| Deed Book / Page | 49495 / 671 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0000078066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 440 OAK ARBOR CIR E, ROCHESTER, MI 48306-1773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000167628 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 53358/00259 |
| Instrument | 167628 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55415 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,222.00 (-33.01%) Homeowner's exemption | $402,150 (+19.58%) | $804,300 (+19.58%) |
| 2024 | $7,795.00 (+15.53%) | ||
| 2023 | $336,310 | $672,620 | |
| 2021 | $6,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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