414 NW State St, Bend, OR 97703 Property Records

Deschutes County property record for 414 NW State St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,567 sqft · built 1946
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Last Sale	$1,815,000 (Apr 2025)
Tax Bill	$6,575 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`171232-CB-04200`

Property Details

APN / Parcel Number

Primary APN	`171232-CB-04200`
Alternative APNs	`R1001171232CB04200` `103923`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,567 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,683 sqft
Basement Area	884 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	460 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	103923
Street Address	414 NW STATE ST
City	BEND
State	OR
Zip	97703-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARK ADDITION TO BEND BLOCK 7 LOT 10+PT.9
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	PARK ADDITION TO BEND
Legal Block	7
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1020
Census Tract	1502

Owner

414 NW State St is owner-occupied and held in a trust since April 2025.

Source: Deschutes County records, as of May 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	414 NW STATE ST, BEND, OR 97703-2551
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Nov 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 26, 2019	Correction Deed, Transfer NOT AVAILABLE
Aug 29, 2019	Correction Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Aug 22, 2019	Quit Claim Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Mar 16, 2023 · Amount on File
Deed Document Number	202510253
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0000016612
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 16, 2023
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000005757
Instrument Date	Mar 14, 2023
Instrument	2023-05757
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 NW STATE ST, BEND, OR 97703-2551

Mortgage

Document Number	0000005758
Date	Mar 16, 2023
Instrument	2023-05758

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069927
Date	Dec 21, 2021
Instrument	2021-69927

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Nov 24, 2021
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000065528
Instrument Date	Nov 3, 2021
Instrument	2021-65528
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22135 ERICKSON RD, BEND, OR 97701-9707

Mortgage

Document Number	0000065540
Date	Nov 24, 2021
Instrument	2021-65540

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012732
Date	Mar 1, 2021
Instrument	2021-12732

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002430
Date	Jan 17, 2020
Instrument	2020-02430

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041512
Date	Aug 19, 2020
Instrument	2020-41512

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 27, 2019
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000031449
Instrument Date	Aug 27, 2019
Instrument	2019-31449
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 NW STATE ST, BEND, OR 97703-2551

Mortgage

Document Number	0000031450
Date	Aug 27, 2019
Instrument	2019-31450

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 26, 2019
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000031223
Instrument Date	Aug 23, 2019
Instrument	31223
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 NW STATE ST BEND OR 977032551, BEND, OR 97703-2551

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 29, 2019
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000031732
Instrument Date	Aug 23, 2019
Instrument	31732
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	414 NW STATE ST BEND OR 977032551, BEND, OR 97703-2551

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 22, 2019
Property Address	414 NW STATE ST, BEND, OR 97703-2551
Document Number	0000030732
Instrument Date	Aug 22, 2019
Instrument	30732
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	414 NW STATE ST BEND OR 977032551, BEND, OR 97703-2551

Tax Assessment & Valuation

The 2025 property tax bill for 414 NW State St was $6,575, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,575.00 (+3.94%)	$389,180 (+3%)	$1,712,490 (+13.13%) Land $945,930 Building $766,560
2024	$6,326.00 (+7.88%)	$377,850 (+3%)	$1,513,750 (-1.85%) Land $945,930 Building $567,820
2023	$5,864.00	$366,850	$1,542,240 Land $1,048,480 Building $493,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 NW State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 NW State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, T-Mobile.

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