346 NW State St, Bend, OR 97703 Property Records

Deschutes County property record for 346 NW State St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Company Names on Record
Last Sale	$354,500 (Aug 2019)
Tax Bill	$10,405 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171232-CB-10101`

Property Details

APN / Parcel Number

Primary APN	`171232-CB-10101`
Alternative APNs	`R1001171232CB10101` `196483`

Interior

Stories	2 Stories
Building Area	2,390 sqft
Gross Area	455 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	196483
Street Address	346 NW STATE ST
City	BEND
State	OR
Zip	97703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PARK ADDITION TO BEND BLOCK 6 LOT PT2 & PT 1
Legal Range	12
Legal Township	17
Legal Section	32
Legal Subdivision	PARK ADDITION TO BEND
Legal Block	6
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1028
Census Tract	1502

Owner

Source: Deschutes County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	346 NW STATE ST, BEND, OR 97703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit KS STATEBANK
Apr 24, 2026	Bargain and Sale Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Aug 8, 2019	Warranty Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	201928293
Last Transfer Date	Nov 10, 2025
Transfer Doc	0000012152
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	346 NW STATE ST, BEND, OR 97703
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031196
Date	Nov 13, 2025
Instrument	2025-31196

Lender

Name	KS STATEBANK
Type	Bank
Address	PHOENIX, AZ 85012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 24, 2026
Property Address	346 NW STATE ST, BEND, OR 97703
Document Number	0000012152
Instrument Date	Nov 10, 2025
Instrument	202612152
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 8, 2019
Property Address	346 NW STATE ST, BEND, OR 97703
Document Number	0000028293
Instrument Date	Aug 5, 2019
Instrument	28293
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$354.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23623 N SCOTTSDALE RD #D3-121 SCOTTSDALE AZ 852553471, D3-121, SCOTTSDALE, AZ 85255-3471

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,405.00 (+3.95%)	$615,830 (+3%)	$1,724,020 (+1.32%) Land $579,790 Building $1,144,230
2024	$10,010.00 (-6.62%)	$597,900 (+3%)	$1,701,510 (-) Land $642,040 Building $1,059,470
2023	$10,720.00	$580,490	$1,701,510 Land $642,040 Building $1,059,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	10,000 / 10,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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