Deschutes County property record for 439 NW State St, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,612 sqft · built 2010 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $659,000 (Nov 2010) |
| Tax Bill | $6,571 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171232 CB 06200 |
| Primary APN | 171232 CB 06200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,612 sqft Living Area |
| 1st Floor Area | 1,812 sqft |
| 2nd Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Deck Area | 230 sqft |
| Account Number | 103943 |
|---|---|
| Old Parcel Number | R1001171232CB06200 |
| Street Address | 439 NW STATE ST |
| City | BEND |
| State | OR |
| Zip | 97703-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:18 BLK:3 SUBD:PARK ADDITION TO BEND SEC/TWN/RNG/MER:SEC 32 TWN 17 RNG 12 MAP REF:171232-CB |
| Legal Range | 12E |
| Legal Township | 17S |
| Legal Section | 32 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | PARK ADDITION TO BEND |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1502 |
439 NW State St is owned and occupied by an individual who bought it in November 2010.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 439 NW STATE ST, BEND, OR 97703-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2010 · Amount on File |
| Deed Sale | Nov 30, 2010 · Amount on File |
| Prior Sale | Sep 30, 2009 |
| Deed Document Number | 0201047660 |
| Deed Book / Page | 2010 / 47660 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 439 NW STATE ST, BEND, OR 97703-2550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000049854 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019-49854 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 439 NW State St was $6,571, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,571.00 (+3.92%) | $388,960 (+3%) | $1,645,880 (+14.97%) Land $819,410 Building $826,470 |
| 2024 | $6,323.00 (+7.88%) | $377,640 (+3%) | $1,431,610 (-0.63%) Land $819,410 Building $612,200 |
| 2023 | $5,861.00 | $366,650 | $1,440,640 Land $908,290 Building $532,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 NW State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 NW State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Fatbeam, T-Mobile.
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