414 Holmes Dr, Buchanan, MI 49107 Property Records

Berrien County property record for 414 Holmes Dr, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,331 sqft · built 2016
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2017)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-7060-0036-00-4`

Property Details

APN / Parcel Number

Primary APN	`14-7060-0036-00-4`
Alternative APN	`11-14-7060-0036-00-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,331 sqft Living Area
1st Floor Area	2,331 sqft
Basement Area	2,331 sqft
Unfinished Basement	2,331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	230 ft deep x 186 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 HOLMES DR
City	BUCHANAN
State	MI
Zip	49107-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 36 SAMSON TERRACE NO 1
Legal Subdivision	SAMSON TERRACE #1
Legal Lot Number	36
Legal Unit	36
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	3
Census Block	3012
Census Tract	20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 HOLMES DR, BUCHANAN, MI 49107-9436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Dec 4, 2015 · Amount on Record
Deed Book / Page	3181 / 2861
Prior Transfer Date	Dec 7, 2011
Prior Transfer Doc	02977/2323
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	414 HOLMES DR, BUCHANAN, MI 49107-9436
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03284/3201
Date	Aug 3, 2020
Book Page	3284/3201

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2045

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 29, 2017
Property Address	414 HOLMES DR, BUCHANAN, MI 49107-9436
Document Number	03181/2861
Book / Page	3181 / 2861
Map Reference	LB14 PG25
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 HOLMES DR, BUCHANAN, MI 49107-9436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 HILLVIEW AVE, BUCHANAN, MI 49107-1015

Mortgage

Document Number	0031812864
Date	Aug 29, 2017
Instrument	3181/2864

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,000 (+7.75%)	$548,000 (+7.75%)
2025	$5,195.00 (+2.97%) Homeowner's exemption	$254,300 (+21.33%)	$508,600 (+21.33%)
2024	$5,045.00 (+5.39%)
2023		$209,600	$419,200
2022	$4,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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