Berrien County property record for 413 Holmes Dr, Buchanan, MI 49107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,648 sqft · built 1964 |
| Lot Size | 0.857 acres (37,331 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Apr 2005) |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-7070-0045-00-1 |
| Primary APN | 14-7070-0045-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| 1st Floor Area | 2,648 sqft |
| Basement Area | 1,110 sqft |
| Unfinished Basement | 1,110 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Lot Area | 37,331 sqft (0.857 acres) |
| Lot Dimensions | 249 ft deep x 150 ft wide |
| Garage Area | 1,304 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 HOLMES DR |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-9436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOTS 45 & 46 SAMSON TERRACE #2 |
| Legal Subdivision | SAMSON TERRACE #2 |
| Legal Lot Number | 45-46 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20400 |
Source: Berrien County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 HOLMES DR, BUCHANAN, MI 49107-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2019 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Apr 26, 2022 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2005 · Amount on Record |
| Deed Sale | Apr 6, 2005 · Amount on Record |
| Prior Sale | Jul 6, 1984 · Amount on Record |
| Deed Book / Page | 2600 / 715 |
| Last Transfer Date | Dec 13, 2007 |
| Transfer Doc | 02829/2733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 413 HOLMES DR, BUCHANAN, MI 49107-9436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03232/1173 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 3232/1173 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 413 HOLMES DR, BUCHANAN, MI 49107-9436 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 413 HOLMES DR, BUCHANAN, MI 49107-9436 |
| Document Number | 0003372/23 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 3372/23 |
| Instrument | 2022351227 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Niles Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,800 (+7.25%) | $307,600 (+7.25%) | |
| 2025 | $2,641.00 (+3%) Homeowner's exemption | $143,400 (+38.02%) | $286,800 (+38.02%) |
| 2024 | $2,564.00 (+5.25%) | ||
| 2023 | $103,900 | $207,800 | |
| 2022 | $2,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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