Okaloosa County property record for 414 Harbor Blvd, Destin, FL 32541
| Property Type | Restaurant |
|---|---|
| Details | 11,730 sqft · built 1992 |
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $21,371 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6558-3 |
| Primary APN | C56-000-589-6558-3 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 27 Plumbing Fixtures |
|---|---|
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 11,730 sqft Total Area |
| 1st Floor Area | 7,668 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Wood Truss |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 25,000 sqft (0.573 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 3,411 sqft |
| Deck Area | 9,966 sqft |
| Patio Area | 14,192 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 414 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2326 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | DESTIN M/P W 100FT OF LOT 4 S OF HY |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTIN MORENO POINT |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
414 Harbor Blvd, a commercial property, is owned by a company that acquired it in April 1992.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1284, DESTIN, FL 32540-1284 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1992 |
| Deed Sale | Apr 1, 1992 |
| Deed Document Number | 0001664388 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 414 Harbor Blvd was $21,371.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,371.00 | $1,804,470 Land $1,018,227 Building $786,243 | $1,804,470 Land $1,018,227 Building $786,243 |
| 2023 | $20,624.00 (+9.13%) | $1,747,837 (+7.8%) Land $979,064 Building $768,773 | $1,747,837 (+7.8%) Land $979,064 Building $768,773 |
| 2022 | $18,899.00 | $1,621,397 Land $932,442 Building $688,955 | $1,621,397 Land $932,442 Building $688,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Harbor Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 414 Harbor Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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