Okaloosa County property record for 405 Harbor Blvd, Destin, FL 32541
| Property Type | Hotel |
|---|---|
| Details | 2 bd · 46,672 sqft · built 1983 |
| Lot Size | 1.72 acres (75,260 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $6,060,200 (Oct 2012) |
| Tax Bill | $36,732 (2025) |
| Deeds & Mortgages | Sep 2017 Loan Modification Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6842-1 |
| Primary APN | C56-000-589-6842-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 114 Rooms |
| Units | 76 Units |
| Stories | 2 Stories |
| Building Area | 46,672 sqft Gross Area |
| 1st Floor Area | 24,607 sqft |
| Upper Floors Area | 1,722 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 75,260 sqft (1.72 acres) |
| Lot Dimensions | 250 ft deep x 399 ft wide |
| Garage Type | Carport |
| Garage Area | 1,350 sqft |
| Carport | Carport |
| Carport Area | 1,350 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 14,148 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2325 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Legal Description | LONG VILLAGE S/D LOT 1 |
| Legal Subdivision | LONG VILLAGE S/D |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23307 |
405 Harbor Blvd, a commercial property, is owned by a company that bought it in October 2012.
Source: Okaloosa County records, as of April 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2030 AVALON PKWY, 200, MCDONOUGH, GA 30253-3096 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2017 | Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Aug 14, 2017 | Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2012 · Amount on File |
| Deed Sale | Oct 26, 2012 · Amount on File |
| Prior Sale | Mar 6, 2001 · Amount on File |
| Deed Document Number | 20122810829 |
| Deed Book / Page | 3061 / 2816 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 405 HARBOR BLVD, DESTIN, FL 32541-7371 |
| Document Number | 0033191060 |
| Book / Page | 003319 / 001060 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 3162397 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004 |
| Document Number | 33191060 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 003319/001060 |
| Instrument | 3162397 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 383 MADISON AVE, NEW YORK, NY 10179-0001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 14, 2017 |
| Property Address | 405 HARBOR BLVD, DESTIN, FL 32541-7371 |
| Document Number | 0033130744 |
| Book / Page | 003313 / 000744 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 3153682 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | NCS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004 |
| Document Number | 33130744 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 003313/000744 |
| Instrument | 3153682 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10179 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 405 Harbor Blvd was $36,732.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,732.00 | $3,101,496 Land $1,684,009 Building $1,417,487 | $3,101,496 Land $1,684,009 Building $1,417,487 |
| 2023 | $64,773.00 (+40.81%) | $5,422,142 (+31.34%) Land $1,556,362 Building $3,865,780 | $5,422,142 (+31.34%) Land $1,556,362 Building $3,865,780 |
| 2022 | $45,999.00 | $4,128,228 Land $1,482,250 Building $2,645,978 | $4,128,228 Land $1,482,250 Building $2,645,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Harbor Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Harbor Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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