402 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 402 Harbor Blvd, Destin, FL 32541

Property Summary

Property Type	Hotel
Details	1 bd · 22,416 sqft · built 1973
Lot Size	0.899 acres (39,140 sqft)
Owner	2 Company Names on Record
Last Sale	$7,500,000 (May 2018)
Tax Bill	$55,415 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-6561-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-6561-7`
Alternative APNs	`00-2S-22-0630-0000-0510` `22S200063000000510`

Interior

Bedrooms	1 Bed
Total Rooms	14 Rooms
Units	140 Units
Stories	5 Stories
Building Area	22,416 sqft Gross Area
1st Floor Area	4,235 sqft
Upper Floors Area	29,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Geodesic/Dome
Roof Material	Built-Up Asphalt
Lot Area	39,140 sqft (0.899 acres)
Lot Dimensions	300 ft deep x 130 ft wide

Exterior Amenities

Pool Area	106 sqft
Porch	Finished/Open Porch
Porch Area	5,419 sqft
Deck Area	Deck Area
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 HARBOR BLVD
City	DESTIN
State	FL
Zip	32541-2326
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Legal Description	DESTIN M/P W130 FT OF LOT 5 S OF HWY
Legal Subdivision	DESTIN M/P
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2000
Census Tract	23303

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4390 STATE HIGHWAY 20 W, FREEPORT, FL 32439-2422
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	20183207372
Deed Book / Page	3350 / 2347
Record Updated	Jun 8, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 16, 2018
Property Address	402 HARBOR BLVD, DESTIN, FL 32541-2326
Document Number	0033502347
Book / Page	003350 / 002347
Instrument Date	May 14, 2018
Instrument	3207372
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$367.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4390 STATE HIGHWAY 20 W FREEPORT FL 324392422, FREEPORT, FL 32439-2422

Mortgage

Document Number	33502349
Date	May 16, 2018
Book Page	003350/002349
Instrument	3207373

Lender

Name	WEST AL BK&TR
Type	Bank
Address	PO BOX 310, REFORM, AL 35481-0310

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 15, 2038

Interest

Rate	5.95%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,415.00 (-9.26%)	$4,678,995 (-8.47%) Land $1,323,695 Building $3,355,300	$4,678,995 (-8.47%) Land $1,323,695 Building $3,355,300
2023	$61,068.00 (+2.69%)	$5,111,970 (-0.18%) Land $1,272,783 Building $3,839,187	$5,111,970 (-0.18%) Land $1,272,783 Building $3,839,187
2022	$59,470.00	$5,121,299 Land $1,212,174 Building $3,909,125	$5,121,299 Land $1,212,174 Building $3,909,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 422 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,500 units insured incl. 1,078 condo units
Nearby Flood Claims	819 (1980–2024)
Claims Outside the SFHA	261 of 819
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Dennis, Jul 2005 · 58 claims Hurricane Frances, Sep 2004 · 182 claims Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20