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414 Emerald Bay Dr, Moneta, VA 24121 Property Records

Franklin County property record for 414 Emerald Bay Dr, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,346 sqft · built 2015
Lot Size0.354 acres (15,420 sqft)
OwnerIndividual Name on File
Last Sale$436,000 (Sep 2019)
Tax Bill$3,142 (2025)
Deeds & MortgagesMay 2022 Transfer
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032 11-014 00

Property Details

APN / Parcel Number

Primary APN032 11-014 00
Alternative APN
  • 41591

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,346 sqft Living Area
Gross Area3,896 sqft
1st Floor Area2,346 sqft
Basement Area2,346 sqft
Finished Basement1,408 sqft
Unfinished Basement2,346 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,420 sqft (0.354 acres)
TerrainRolling
Garage Area644 sqft
DrivewayPaver Driveway
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area306 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number41591
Street Address414 EMERALD BAY DR
CityMONETA
StateVA
Zip24121-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT EMERALD BAY LOT 14
Legal SubdivisionVILLAGES AT EMERALD BAY
Legal Lot Number14
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group3
Census Block3006
Census Tract20104

Owner

Source: Franklin County records · APN 032 11-014 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address414 EMERALD BAY DR, MONETA, VA 24121-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Transfer on Death Deed, Transfer
Sep 05, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2019 · Amount on Record
Deed SaleSep 05, 2019 · Amount on Record
Prior SaleNov 13, 2015 · Amount on Record
Deed Document Number20195487
Deed Book / Page1126 / 2778
Last Transfer DateMay 20, 2022
Transfer Doc0011842159
Record UpdatedSep 20, 2026

May 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFRANKLIN VA
Recording DateMay 23, 2022
Property Address414 EMERALD BAY DR, MONETA, VA 24121-6511
Document Number0011842159
Book / Page1184 / 2159
Map ReferenceMB 868 PG 783
Instrument DateMay 20, 2022
Instrument220004029
Transaction TypeTransfer
Record UpdatedJun 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address414 EMERALD BAY DR, MONETA, VA 24121-6511

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN VA
Recording DateSep 05, 2019
Property Address414 EMERALD BAY DR, MONETA, VA 24121-6511
Document Number0011262778
Book / Page001126 / 002778
Instrument DateAug 30, 2019
Instrument5487
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$436.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 S SHORE RD NORTHVILLE NY 121345927, NORTHVILLE, NY 12134-5927

Mortgage

Document Number11262781
DateSep 05, 2019
Book Page001126/002781
Instrument5488
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,142.00 (+25.33%)$730,800 (+77.81%) Land $60,000 Building $670,800$730,800 (+77.81%) Land $60,000 Building $670,800
2023$2,507.00$411,000 (-) Land $55,000 Building $356,000$411,000 (-) Land $55,000 Building $356,000
2022$411,000 Land $55,000 Building $356,000$411,000 Land $55,000 Building $356,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SML WirelessFixed Wireless (unlicensed)1,000 / 100
Shenandoah Telecommunications CompanyCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: ZiTEL. Availability varies by address; speeds are provider-advertised maximums, not measured.

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