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374 Emerald Bay Dr, Moneta, VA 24121 Property Records

Franklin County property record for 374 Emerald Bay Dr, Moneta, VA 24121

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 3,426 sqft · built 2006
Lot Size0.52 acres (22,651 sqft)
Owner2 Trust Names on File
Last Sale$750,000 (Sep 2020)
Tax Bill$4,324 (2025)
Deeds & MortgagesSep 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN032 11-011 00

Property Details

APN / Parcel Number

Primary APN032 11-011 00
Alternative APN
  • 41588

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,426 sqft Living Area
Gross Area6,248 sqft
1st Floor Area3,258 sqft
Basement Area2,172 sqft
Finished Basement1,100 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2017
Exterior MaterialWood
Roof TypeGable
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)
TerrainRolling
Garage Area576 sqft
DrivewayPaver Driveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area540 sqft
Deck Area180 sqft
Patio Area440 sqft
Balcony Area12 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number41588
Street Address374 EMERALD BAY DR
CityMONETA
StateVA
Zip24121-6480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSM
Legal DescriptionVILLAGES AT EMERALD BAY LOT 11
Legal SubdivisionVILLAGES AT EMERALD BAY
Legal Lot Number11
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group3
Census Block3006
Census Tract20104

Owner

374 Emerald Bay Dr is held in a trust since June 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record2 Trust Names on File
Mailing Address2234 DEMARCO DR, THE VILLAGES, FL 32163-1007
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Deed Document Number20206540
Deed Book / Page1146 / 167
Last Transfer DateJun 3, 2024
Transfer Doc0012133226
Record UpdatedSep 20, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN VA
Recording DateSep 2, 2020
Property Address374 EMERALD BAY DR, MONETA, VA 24121-6480
Document Number0011460167
Book / Page1146 / 167
Map ReferenceMB 868 PG 783
Instrument DateSep 1, 2020
Instrument200006540
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address374 EMERALD BAY DR, MONETA, VA 24121-6480

Mortgage

Document Number200006541
DateSep 2, 2020
Instrument200006541
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 374 Emerald Bay Dr was $4,324.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,324.00$1,005,800 Land $88,000 Building $917,800$1,005,800 Land $88,000 Building $917,800
2023$3,376.00$553,600 (-) Land $85,000 Building $468,600$553,600 (-) Land $85,000 Building $468,600
2022$553,600 Land $85,000 Building $468,600$553,600 Land $85,000 Building $468,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 374 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Emerald Bay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SMLW Broadband
Fixed Wireless		1,000 / 100
Glo Fiber
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Bay Dr

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