Franklin County property record for 340 Emerald Bay Dr, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,752 sqft · built 2006 |
| Lot Size | 0.426 acres (18,557 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (May 2011) |
| Tax Bill | $3,962 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 11-009 00 |
| Primary APN | 032 11-009 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,752 sqft Living Area |
| Gross Area | 6,011 sqft |
| 1st Floor Area | 3,584 sqft |
| Basement Area | 2,172 sqft |
| Finished Basement | 80 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,557 sqft (0.426 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Driveway | Paver Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 840 sqft |
| Deck Area | 300 sqft |
| Balcony Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 41586 |
|---|---|
| Street Address | 340 EMERALD BAY DR |
| City | MONETA |
| State | VA |
| Zip | 24121-6480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SM |
| Legal Description | VILLAGES AT EMERALD BAY LOT 9 |
| Legal Subdivision | VILLAGES AT EMERALD BAY |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20104 |
340 Emerald Bay Dr is owned and occupied by an individual who bought it in May 2011.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 EMERALD BAY DR, MONETA, VA 24121-6480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2011 · Amount on File |
| Deed Sale | May 23, 2011 · Amount on File |
| Deed Document Number | 20113365 |
| Deed Book / Page | 998 / 670 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 340 Emerald Bay Dr was $3,962.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,962.00 | $921,500 Land $78,000 Building $843,500 | $921,500 Land $78,000 Building $843,500 |
| 2023 | $3,571.00 | $585,500 (-) Land $75,000 Building $510,500 | $585,500 (-) Land $75,000 Building $510,500 |
| 2022 | $585,500 Land $75,000 Building $510,500 | $585,500 Land $75,000 Building $510,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Emerald Bay Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA POINTE LANDING serves 115 people · EPA ID VA5143861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ZiTEL.
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