Preble County property record for 414 E Mechanic St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1990 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,500 (Jul 2020) |
| Tax Bill | $1,437 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2013 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-029-01-006-000 |
| Primary APN | M40-0006-029-01-006-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stone |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 7,318 sqft (0.168 acres) |
| Lot Dimensions | 149 ft deep x 49 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 414 E MECHANIC ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 893 |
| Legal Subdivision | DEEM & HUDDLE ADDITION |
| Legal Lot Number | 893 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 455002 |
414 E Mechanic St is owned and occupied by an individual who bought it in July 2020.
Source: Preble County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 E MECHANIC ST, EATON, OH 45320-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOMERVILLE BANK |
| Jun 20, 2013 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Document Number | 20203299 |
| Deed Book / Page | 406 / 1872 |
| Prior Transfer Date | Mar 22, 2005 |
| Prior Transfer Doc | 229/1187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jul 21, 2020 |
| Property Address | 414 E MECHANIC ST, EATON, OH 45320-1543 |
| Document Number | 406/1872 |
| Book / Page | 406 / 1872 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 202000003299 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 E MECHANIC ST, EATON, OH 45320-1543 |
| Document Number | 202000003300 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 202000003300 |
| Name | SOMERVILLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Jun 20, 2013 |
| Property Address | 414 E MECHANIC ST, EATON, OH 45320-1543 |
| Document Number | 00331/0502 |
| Book / Page | 331 / 0502 |
| Instrument Date | Jun 20, 2013 |
| Instrument | 201300003720 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $147.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 KANSAS LN, MONROE, LA 71203-4774 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 414 E Mechanic St was $1,437 with a homeowner's exemption, up 1.1% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,437.00 (+1.13%) Homeowner's exemption | $39,560 (-) Land $6,200 Building $33,360 | |
| 2024 | $1,421.00 (-14.19%) Homeowner's exemption | $39,560 (-) Land $6,200 Building $33,360 | |
| 2023 | $1,656.00 (+20.7%) Homeowner's exemption | $39,560 (+25.43%) Land $6,200 Building $33,360 | $113,000 Land $17,700 Building $95,300 |
| 2022 | $1,372.00 Homeowner's exemption | $31,540 Land $5,950 Building $25,590 | |
| 2020 | $113,000 Land $17,700 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 E Mechanic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 E Mechanic St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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