405 E Mechanic St, Eaton, OH 45320 Property Records

Preble County property record for 405 E Mechanic St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1946
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Nov 2020)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-029-03-006-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-029-03-006-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	816 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	405 E MECHANIC ST
City	EATON
State	OH
Zip	45320-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1487
Legal Block	3
Legal Lot Number	1487
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	4
Census Block	4010
Census Tract	455002

Owner

405 E Mechanic St is owned and occupied by an individual who bought it in November 2020.

Source: Preble County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 E MECHANIC ST, EATON, OH 45320-1542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Sep 12, 2003 · Amount on File
Deed Document Number	1549
Deed Book / Page	411 / 2074
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Nov 20, 2020
Property Address	405 E MECHANIC ST, EATON, OH 45320-1542
Document Number	411/2074
Book / Page	411 / 2074
Instrument Date	Nov 19, 2020
Instrument	202000005751
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	405 E MECHANIC ST, EATON, OH 45320-1542

Mortgage

Document Number	202000005752
Date	Nov 20, 2020
Instrument	202000005752

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Mechanic St was $1,103 with a homeowner's exemption, up 1.1% from the year before.

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (+1.1%) Homeowner's exemption	$29,680 (-) Land $6,020 Building $23,660
2024	$1,091.00 (-13.89%) Homeowner's exemption	$29,680 (-) Land $6,020 Building $23,660
2023	$1,267.00 (+25.57%) Homeowner's exemption	$29,680 (+31.68%) Land $6,020 Building $23,660	$84,800 Land $17,200 Building $67,600
2022	$1,009.00 Homeowner's exemption	$22,540 Land $5,810 Building $16,730
2020			$84,800 Land $17,200 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 E Mechanic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Mechanic St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20