Preble County property record for 409 E Mechanic St, Eaton, OH 45320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1951 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Jul 2007 Line of Credit Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M40-0006-029-03-005-000 |
| Primary APN | M40-0006-029-03-005-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Canopy | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 409 E MECHANIC ST |
|---|---|
| City | EATON |
| State | OH |
| Zip | 45320-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1486 & PT OUTLOT #34 |
| Legal Subdivision | DEEM & HUDDLES SECOND ADDITION |
| Legal Lot Number | 1486 |
| Jurisdiction | PREBLE OH |
| Township / Civil Division | EATON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 455002 |
409 E Mechanic St is owned by an individual who acquired it in March 2024.
Source: Preble County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 THOR DR, EATON, OH 45320-2821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2007 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| Mar 7, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2024 |
| Transfer Doc | 000453/985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PREBLE OH |
| Property Address | 409 E MECHANIC ST, EATON, OH 45320-1542 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 00265/0571 |
|---|---|
| Date | Jul 23, 2007 |
| Book Page | 265/0571 |
| Instrument | 200700081910 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 27, 2032 |
| Change Frequency | Monthly |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PREBLE OH |
| Recording Date | Mar 7, 2024 |
| Property Address | 409 E MECHANIC ST, EATON, OH 45320-1542 |
| Document Number | 000453/985 |
| Book / Page | 453 / 985 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 202400000733 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 THOR DR, EATON, OH 45320-2821 |
The 2025 property tax bill for 409 E Mechanic St was $1,123, up 3.4% from the year before.
Source: Preble County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Preble County |
| Municipality | Eaton City |
| Unified School District | Eaton Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (+3.41%) | $29,540 (-) Land $6,020 Building $23,520 | |
| 2024 | $1,086.00 (-13.95%) Homeowner's exemption | $29,540 (-) Land $6,020 Building $23,520 | |
| 2023 | $1,262.00 (+16.64%) Homeowner's exemption | $29,540 (+21.41%) Land $6,020 Building $23,520 | $84,400 Land $17,200 Building $67,200 |
| 2022 | $1,082.00 Homeowner's exemption | $24,330 Land $5,810 Building $18,520 | |
| 2020 | $84,400 Land $17,200 Building $67,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Mechanic St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 E Mechanic St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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