414 E Division St, Vicksburg, MI 49097 Property Records

Kalamazoo County property record for 414 E Division St, Vicksburg, MI 49097

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,038 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$98,777 (Jul 2013)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-303-003`

Property Details

APN / Parcel Number

Primary APN	`15-18-303-003`

Interior

Full Baths	1 Bath
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Unfinished Basement	1,038 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	17,424 sqft (0.4 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 E DIVISION ST
City	VICKSBURG
State	MI
Zip	49097-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LEONARD SMITHS ADDITION TO THE VILLAGE OF VICKSBURG LOT 7 BLK 7 & LOT 8 BLK 7
Legal Subdivision	VICKSBURG
Legal Block	7
Legal Lot Number	7-8
Jurisdiction	KALAMAZOO MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3040
Census Tract	6601

Owner

Source: Kalamazoo County records · APN 15-18-303-003

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 E DIVISION ST, VICKSBURG, MI 49097-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2013 · Amount on Record
Deed Sale	Jul 02, 2013 · Amount on Record
Prior Sale	Nov 12, 2008 · Amount on Record
Deed Document Number	201328674
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	414 E DIVISION ST, VICKSBURG, MI 49097-1104
Transaction Type	Mortgage
Record Updated	Feb 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E DIVISION ST, VICKSBURG, MI 49097-1104

Mortgage

Document Number	2021050792
Date	Dec 28, 2021
Instrument	2021-050792

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Brady Township
Municipality	Vicksburg Village
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,800 (+30.62%)	$205,600 (+30.62%)
2025	$2,315.00 (+2.21%) Homeowner's exemption
2023		$78,700	$157,400
2019	$2,265.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), as of June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 124 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006800, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VICKSBURG serves 2,906 people
Water Source	Groundwater
Last State Inspection	Feb 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.