427 E Division St, Vicksburg, MI 49097 Property Records

Kalamazoo County property record for 427 E Division St, Vicksburg, MI 49097 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,334 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2023)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-175-012`

Property Details

APN / Parcel Number

Primary APN	`15-18-175-012`

Interior

Full Baths	1 Bath
Building Area	1,334 sqft Living Area
1st Floor Area	924 sqft
Basement Area	546 sqft
Unfinished Basement	546 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 E DIVISION ST
City	VICKSBURG
State	MI
Zip	49097-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSONS ADDITION TO THE VILLAGE OF VICKSBURG LOT 2
Legal Subdivision	WILSONS ADDITION
Legal Lot Number	2
Jurisdiction	KALAMAZOO MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3038
Census Tract	6601

Owner

Source: Kalamazoo County records · APN 15-18-175-012

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Nov 30, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	202328547
Prior Transfer Date	May 17, 2007
Prior Transfer Doc	2007019496
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 15, 2026
Property Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185
Document Number	0000021268
Instrument Date	Jun 25, 2026
Instrument	202621268
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021268,
Date	Jul 15, 2026
Instrument	202621268

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 30, 2023
Property Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185
Document Number	2023028547
Map Reference	LB 3 PG 27
Instrument Date	Nov 28, 2023
Instrument	2023-028547
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185

Mortgage

Document Number	2023028548
Date	Nov 30, 2023
Instrument	2023-028548

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 20, 2021
Property Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185
Document Number	2021037502
Map Reference	LB 3 PG 27
Instrument Date	Sep 03, 2021
Instrument	2021-037502
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 E DIVISION ST, 427, VICKSBURG, MI 49097-1185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E DIVISION ST, VICKSBURG, MI 49097-1185

Mortgage

Document Number	2021037503
Date	Sep 20, 2021
Instrument	2021-037503

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Brady Township
Municipality	Vicksburg Village
Unified School District	Vicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,900 (-0.16%)	$127,800 (-0.16%)
2025	$2,221.00 (+79.69%) Homeowner's exemption	$64,000 (+33.89%)	$128,000 (+33.89%)
2023		$47,800	$95,600
2019	$1,236.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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