402 E Division St, Vicksburg, MI 49097 Property Records

Kalamazoo County property record for 402 E Division St, Vicksburg, MI 49097

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,462 sqft · built 1918
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$132,500 (Mar 2019)
Tax Bill$2,131 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-18-303-001

Property Details

APN / Parcel Number

Primary APN15-18-303-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,462 sqft Living Area
1st Floor Area886 sqft
Basement Area576 sqft
Unfinished Basement576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area8,276 sqft (0.19 acres)
Lot Width66.2 ft Width
Garage Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address402 E DIVISION ST
CityVICKSBURG
StateMI
Zip49097-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLAGE
Legal DescriptionLEONARD SMITHS ADDITION TO THE VILLAGE OF VICKSBURG LOT 10 BLK 7
Legal SubdivisionVICKSBURG
Legal Block7
Legal Lot Number10
JurisdictionKALAMAZOO MI
Township / Civil DivisionBRADY
Census Block Group3
Census Block3040
Census Tract6601

Owner

Source: Kalamazoo County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 E DIVISION ST, VICKSBURG, MI 49097-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2019Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Sep 20, 2018Warranty Deed, Transfer · ARM
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Prior SaleSep 20, 2018 · Amount on Record
Deed Document Number20196087
Record UpdatedSep 20, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateMar 15, 2019
Property Address402 E DIVISION ST, VICKSBURG, MI 49097-1104
Document Number2019006087
Map ReferenceLB 4 PG 2
Instrument DateMar 5, 2019
Instrument2019-006087
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,139.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 E DIVISION ST, 402, VICKSBURG, MI 49097-1104

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 DOVER HILLS DR APT 301, 301, KALAMAZOO, MI 49009-2726

Mortgage

Document Number2019006088
DateMar 15, 2019
Instrument2019-006088
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateSep 20, 2018
Property Address402 E DIVISION ST, VICKSBURG, MI 49097-1104
Document Number2018029857
Map ReferenceLB4 PG2
Instrument DateSep 5, 2018
Instrument2018-029857
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$623.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address202 S LOCUST ST, 202, WAYLAND, MI 49348-1310

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1946 E U AVE, VICKSBURG, MI 49097-8499

Mortgage

Document Number2018029858
DateSep 20, 2018
Instrument2018-029858
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateOct 1, 2023
Change FrequencyAnnually
Min Rate At Change2.99%
Max Rate At Change6.99%
Index1-Year LIBOR
Max Rate9.99%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionBrady Township
MunicipalityVicksburg Village
Unified School DistrictVicksburg Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,500 (+43%)$143,000 (+43%)
2025$2,131.00 (-15.57%) Homeowner's exemption
2023$50,000$100,000
2019$2,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVICKSBURG
serves 2,906 people · EPA ID MI0006800
Water SourceGroundwater
Last State InspectionFeb 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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