414 E 1st St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 414 E 1st St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1893
Square Footage	1,508 sqft Living Area
Lot Size	7,708 sqft (0.177 acres)
Occupancy	Owner Occupied
Last Sale	$92,500 (2022)
Tax Bill	$1,390.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-24-311-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,508 sqft Living Area
1st Floor	560 sqft 1st Floor
Basement Area	588 sqft Basement
Unfinished Basement	588 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Duplex Single Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,708 sqft (0.177 acres)
Depth X Width	112 ft x 34 ft Depth x Width
Patio Area	20 sqft Patio
Porch	1 Porch
Porch Area	125 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	414 E 1ST ST
City	WATERLOO
State	IA
Zip	50703-3502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO EAST ALL LOT 6 BLK 35 EXC SE 38 FT NE 34 FT & EASE
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	35
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1020
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-24-311-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 E 1ST ST, WATERLOO, IA 50703-3502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2022 · Amount on Record
Deed Sale	Oct 29, 2022 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Doc Number	20229306
Record Refreshed	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 29, 2021
Property Address	414 E 1ST ST, WATERLOO, IA 50703-3502
Document Number	202200009306
Instrument Date	Oct 21, 2021
Instrument	202200009306
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$147.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E 1ST ST, WATERLOO, IA 50703-3502

Mortgage

Document Number	202200009307
Date	Oct 29, 2021
Instrument	202200009307

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 Homeowner's exemption	$80,700 (+8.64%) Land $10,120 Building $70,580	$80,700 (+8.64%) Land $10,120 Building $70,580
2024	$1,390.00 (+8.93%)
2023		$74,280 (+27.78%) Land $10,120 Building $64,160	$74,280 (+27.78%) Land $10,120 Building $64,160
2022	$1,276.00	$58,130 Land $10,120 Building $48,010
2021			$58,130 Land $10,120 Building $48,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.