321 E 1st St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 321 E 1st St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Quadplex
Details	4 bd · 5.5 ba · 2,580 sqft · built 1891
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Dec 2016)
Tax Bill	$956 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-436-005`

Property Details

APN / Parcel Number

Primary APN	`8913-23-436-005`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,580 sqft Total Area
1st Floor Area	1,290 sqft
Basement Area	645 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Quadruplex
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	321 E 1ST ST
City	WATERLOO
State	IA
Zip	50703-4650
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	ORIGINAL PLAT WATERLOO EAST LOT 4 BLK 33
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	33
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1026
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-436-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 818, NASHUA, IA 50658-0818
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2016 · Amount on Record
Deed Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	20162017-00011504
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	2013020456
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00 (+0.1%)	$50,550 (+14.81%) Land $10,710 Building $39,840	$50,550 (+14.81%) Land $10,710 Building $39,840
2024	$955.00 (+18.93%)
2023		$44,030 Land $10,710 Building $33,320	$44,030 Land $10,710 Building $33,320
2022	$803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 2 of 5 on primary residences
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013, rainfall accumulation
Flood Events	Severe Storms & Flooding (Aug 1993), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.