Black Hawk County property record for 410 E 1st St, Waterloo, IA 50703
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,016 sqft · built 1905 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Jul 2024) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-24-311-018 |
| Primary APN | 8913-24-311-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| 1st Floor Area | 944 sqft |
| Basement Area | 944 sqft |
| Unfinished Basement | 944 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 410 E 1ST ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ORIGINAL PLAT WATERLOO EAST NE 40 FT NW 100 FT LOT 7 BLK 35 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 35 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-24-311-018
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4101 PARKHAVEN DR, WATERLOO, IA 50701 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 07, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 02, 2022 | Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Deed Document Number | 202417588 |
| Last Transfer Date | Jul 07, 2026 |
| Transfer Doc | 0000010167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 07, 2026 |
| Property Address | 410 E 1ST ST, WATERLOO, IA 50703-3501 |
| Document Number | 0000010167 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202610167 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 02, 2022 |
| Property Address | 410 E 1ST ST, WATERLOO, IA 50703-3501 |
| Document Number | 202300001871 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 202300001871 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5001 1ST AVE SE STE 105, 105, CEDAR RAPIDS, IA 52402-3251 |
| Document Number | 202300001872 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 202300001872 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 | $58,760 (+8.86%) Land $6,160 Building $52,600 | $58,760 (+8.86%) Land $6,160 Building $52,600 |
| 2024 | $1,172.00 (+21.33%) | ||
| 2023 | $53,980 (+22.68%) Land $6,160 Building $47,820 | $53,980 (+22.68%) Land $6,160 Building $47,820 | |
| 2022 | $966.00 | $44,000 Land $6,160 Building $37,840 | |
| 2021 | $44,000 Land $6,160 Building $37,840 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Based on FCC filings for 186 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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