Clay County property record for 414 Donegal Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,591 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,240 (Jul 2026) |
| Tax Bill | $4,321 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-918-00-04-010.00 |
| Primary APN | 05-918-00-04-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 3,132 sqft |
| 1st Floor Area | 1,591 sqft |
| Basement Area | 969 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 133 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 212 sqft |
| Patio Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 414 DONEGAL DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 4TH PLAT LT 157 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 04 |
| Legal Lot Number | 157 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 22000 |
414 Donegal Dr is owned and occupied by an individual who bought it in July 2026.
Source: Clay County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION |
| May 1, 2026 | Affidavit, Transfer · Line of Credit STATE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on File |
| Deed Sale | Jul 16, 2026 · Amount on File |
| Prior Sale | May 1, 2026 · Amount on File |
| Deed Document Number | 202619535 |
| Deed Book / Page | 10212 / 71 |
| Prior Transfer Date | Nov 15, 2016 |
| Prior Transfer Doc | 0000041620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 16, 2026 |
| Property Address | 414 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000019535 |
| Book / Page | 10212 / 71 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202619535 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | THOMSON AFFINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000019755, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 10213/132 |
| Instrument | 202619755 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 1, 2026 |
| Property Address | 414 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000011570 |
| Book / Page | 10158 / 107 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.11570 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000011571, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 10158/108 |
| Instrument | 2026.11571 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Apr 21, 2028 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 414 Donegal Dr was $4,321, up 14.3% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,321.00 (+14.31%) | $60,710 | $319,526 |
| 2024 | $3,780.00 (+4.56%) | ||
| 2023 | $3,615.00 | $52,360 | $275,578 |
| 2019 | $3,022.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Donegal Dr in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Donegal Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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