Clay County property record for 404 Donegal Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,290 sqft · built 2002 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,651 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-918-00-04-015.00 |
| Primary APN | 05-918-00-04-015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| Gross Area | 4,022 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 134 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 404 DONEGAL DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 4TH PLAT LT 152 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 4TH |
| Legal Lot Number | 152 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 22000 |
Source: Clay County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 6, 2023 | Deed of Trust, Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 3, 2020 | Warranty Deed, Transfer METROPOLITAN T&E LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2020 |
| Deed Sale | Aug 3, 2020 |
| Prior Sale | Mar 21, 2014 · Amount on Record |
| Deed Document Number | 202026771 |
| Deed Book / Page | 8754 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 404 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 DONEGAI DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000004480 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 9525/86 |
| Instrument | 2023004480 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 404 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004479 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 9525/85 |
| Instrument | 2023004479 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Aug 3, 2020 |
| Property Address | 404 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000026771 |
| Book / Page | 8754 / 18 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020026771 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | METROPOLITAN T&E LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,651.00 (+16.01%) | $65,360 (+12.57%) | $344,000 (+12.57%) |
| 2023 | $4,009.00 (+19.6%) | $58,060 | $305,578 |
| 2019 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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