Clay County property record for 405 Donegal Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,674 sqft · built 2002 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,100 (Jul 2001) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-918-00-04-020.00 |
| Primary APN | 05-918-00-04-020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,724 sqft |
| 1st Floor Area | 1,674 sqft |
| Basement Area | 588 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 170 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 405 DONEGAL DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLS OF SHANNON 4TH PLAT LT 147 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 35 |
| Legal Subdivision | HILLS SHANNON 04 |
| Legal Lot Number | 147 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 3, 2025 | Deed of Trust, Mortgage · Line of Credit PONY EXPRESS BANK |
| Jan 10, 2025 | Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2001 · Amount on Record |
| Deed Sale | Jul 5, 2001 · Amount on Record |
| Prior Sale | Aug 9, 2000 · Amount on Record |
| Deed Document Number | 200157412 |
| Deed Book / Page | 3367 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 405 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1920 CARTER CT, LIBERTY, MO 64068-3099 |
| Document Number | 0000007362 |
|---|---|
| Date | Apr 3, 2025 |
| Book Page | 9909/59 |
| Instrument | 2025007362 |
| Name | PONY EXPRESS BANK |
|---|---|
| Type | Bank |
| Address | LIBERTY, MO 64068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jan 10, 2025 |
| Property Address | 405 DONEGAL DR, SMITHVILLE, MO 64089-8383 |
| Document Number | 0000000599 |
| Book / Page | 9869 / 70 |
| Instrument Date | Jan 8, 2025 |
| Instrument | 2025000599 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 CARTER CT, LIBERTY, MO 64068-3099 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 (+15.98%) | $54,780 (+12.53%) | $288,316 (+12.53%) |
| 2023 | $3,361.00 (+14.44%) | $48,680 | $256,210 |
| 2019 | $2,937.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 46 (1978–1982) |
| Claims Outside the SFHA | 34 of 46 |
| Most Recent Claim | Aug 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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