414 Concepcion Dr, Laredo, TX 78045 Property Records

Webb County property record for 414 Concepcion Dr, Laredo, TX 78045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,217 sqft · built 2020
Lot Size	0.086 acres (3,732 sqft)
Owner	Individual Name on File
Last Sale	$172,200 (Nov 2020)
Tax Bill	$906 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-81007-120`

Property Details

APN / Parcel Number

Primary APN	`983-81007-120`
Alternative APN	`619848`

Interior

Stories	1 Story
Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	3,732 sqft (0.086 acres)
Porch	Open Porch

Location & Zoning

Street Address	414 CONCEPCION DR
City	LAREDO
State	TX
Zip	78045-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO, BLOCK 7, LOT 12, PHASE II
Legal Subdivision	AQUERO
Legal Phase	II
Legal Block	7
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records · APN 983-81007-120

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 CONCEPCION DR, LAREDO, TX 78045-4254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Deed Document Number	20201409140
Deed Book / Page	4894 / 397
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	004894/397
Record Updated	Sep 20, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 02, 2020
Property Address	414 CONCEPCION DR, LAREDO, TX 78045-4254
Document Number	004894/397
Book / Page	4894 / 397
Map Reference	VOL 37 PG 13&14
Instrument Date	Oct 30, 2020
Instrument	1409140
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CONCEPCION DR, LAREDO, TX 78045-4254

Mortgage

Document Number	0001409141
Date	Nov 02, 2020
Instrument	1409141

Lender

Name	BBVA USA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,511 (+13.26%) Land $44,075 Building $147,436	$191,511 (+13.26%) Land $44,075 Building $147,436
2024	$906.00 (-9.4%)
2023		$169,091 Land $29,296 Building $139,795	$169,091 Land $29,296 Building $139,795
2022	$1,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.